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Bank Technology News July 2010 John Adams	Fifth Third Processing's Encryption is the Living End-to-End Fifth Third Processing Solutions is joining the encryption and tokenization fray, offering broad new personal data protections in a marketplace that's getting long on solutions while remaining short on standards and interoperability.
Bank Technology News June 2009 Rebecca Sausner	Breach Sharing Gets Off the Ground The Payments Processing Information Sharing Council (PPISC) helps the payment industry by encouraging companies to share information about breaches, and suggest tools to detect new variants of malicious software.
Bank Technology News November 2009 Rebecca Sausner	The End of the World Heartland Payment System's CEO predicts 2010 will be the year that the payments chain becomes significantly more secure.
Bank Systems & Technology June 30, 2009 Nathan Conz	Heartland Completes First Phase of Encryption Pilot Heartland Payment Systems announces it has successfully completed an AES-encrypted transaction process from a merchant card reader through to a processor network.
Bank Technology News March 2009 Rebecca Sausner	Heartland's Lonely Quest For Reform Heartland Payment Systems deals with perhaps the largest data breach ever.
Bank Technology News November 2010 John Adams	PCI Struggles to Keep Up with Industry Advances The payments industry is embracing point-to-point encryption and tokenization rapidly, in fact much faster than the PCI Security Standards Council can come up with rules that grant its stamp of approval on the advanced technology.
U.S. Banker March 2009 Glen Fest	The Emperor's Old Clothes Still Don't Fit With the potential to be the new poster child for data breach notoriety, Heartland Payment Systems of New Jersey responded quickly to its massive security breach.
Bank Systems & Technology March 17, 2010 Penny Crosman	Fifth Third to Encrypt Card Payments End to End The bank is working with 180,000 merchants to secure card payments from merchant terminals to payment processor.
Bank Technology News September 2009 Rebecca Sausner	1) Heartland Payment Systems Heartland Payment System's E3, an end-to-(almost) end encryption process, has the greatest potential of any new product to impact the security of America's financial system in the coming year.
Bank Technology News June 2011 John Adams	Real U.S. Action on EMV Domestic momentum will necessitate major bank IT projects industry-wide to accommodate EMV card processing and authentication.
U.S. Banker March 2010 Karen Epper Hoffman	Mounting Pressure Banks and processors push merchants forward to meet card security deadline.
Bank Systems & Technology June 22, 2010 Penny Crosman	PCI Council to Give Banks Extra Time to Adapt to Security Standards Moving its standards for securing payment card-related data, applications and terminals to a three-year lifecycle to give members more time to get used to them and offer feedback.
Bank Systems & Technology September 3, 2010 Penny Crosman	Heartland and Discover Agree to $5 Million Data Breach Settlement Card payment processor hopes this will be the end of the legal fallout from its 2008 data breach.
Bank Technology News May 2010 Jim Schlegel	US: To EMV Or Not? The promise of EMV is a borderless credit and debit card payment system that stops fraud early in its tracks at point of sale.
CIO August 1, 2012 Jeremy Kirk	Industry Group Formed to Guide U.S. Payment Card Upgrade An industry group launched on Tuesday will guide a massive upgrade of the U.S. payment card system to a new platform designed to prevent card fraud.
Bank Technology News May 2011 John Adams	BankSimple Pursues Faster Payments As BankSimple, the hip startup that says it's "reinventing personal banking" for its bank partners and consumers, preps for its formal launch, the firm is partnering up with TxVia to enable payments processing for its 'all in one' payments card.
Bank Technology News July 2011	The Real Mobile-Payment Risk Mobile payment providers, especially telecom network providers, need to work on security and education, and prove they're putting the right safeguards in place.
Bank Technology News April 1, 2008 Glen Fest	Processors Face `Alternative' Dilemma The emergence of online alternative payments poses a dilemma for acquirers that don't want to lose the better revenue from card processing, and who would rather not go out on a limb to pick winners among the burgeoning field of alternative payment providers.
Bank Systems & Technology February 1, 2007 Robert Blair	Standardizing Payments Payment transactions, when applied to either global or national transactions, will present industry technology executives with increased challenges for 2007.
InternetNews January 29, 2009 Richard Adhikari	Class Action Suit Filed Over Heartland Breach Payment processor Heartland Payment Systems has been slapped with a class action lawsuit has been filed against the company over a data breach that observers say may be the largest class action suit ever. Other lawyers may be looking to file similar suits.
U.S. Banker May 2011 Jeremy Quittner	Facebook and Google Encroach on Banks' Turf New payment options pose a major business threat, as the giants of the Internet world push their alternatives to cash.
Bank Technology News January 2010 Rebecca Sausner	2010 IT Predictions And Resolutions These are some IT issues we're watching and betting that bankers will need, or ought, to take action on in 2010.
InternetNews September 1, 2005 Tim Gray	PayPal Reduces Micropayments The online payment services firm adjusts processing payments for low-cost digital media products.
PHONE+ May 19, 2009 Khali Henderson	Cashing In on Payment Processing It may seem counterintuitive for telecom agents to add payment processing during a retailing slump, but the goal is to provide multiple payment options for nearly every business in the country.
CRM April 2013 Kelly Liyakasa	Adoption Problems Plague Digital Wallets Retailers must overcome security, awareness, and integration issues.
National Real Estate Investor July 1, 2006 David Cardwell	Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security.
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran	Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say.
The Motley Fool September 26, 2007 Ryan Fuhrmann	Foolish Forecast: The Ledger on Global Payments In advance of Global Payments first-quarter results, analysts hope the payment processor firm has overcome the growth concerns of the past year.
Bank Systems & Technology March 30, 2004 Cynthia Ramsaran	MasterCard Cashes In On Recurring Payments Merchants follow the card company's lead to improve their bottom lines by cutting processing costs and increasing customer retention with automatic payments.
Bank Systems & Technology February 1, 2007 Nancy Feig	Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology.
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
Bank Technology News April 2011 Andrew Johnson	Apple Delays NFC Apple Inc. boasts that its iPhone "changes everything," but against the expectations of many bankers, it may not be changing payments-at least not this year.
Bank Technology News June 2007 John Adams	Payments: RBS Targets U.S. for e-Payments Business It's a huge payments player in Europe, and RBS hopes its multinational payments expertise can help it win business accounts in the United States.
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Technology News July 2008 Shari Krikorian	B2B Payments Face Major Transformation Across the globe, market forces such as innovation, the need for efficient cash flow management models, cross-border trade and new industry standards are shaping the future of the B2B payments industry.
Entrepreneur November 2005 Jennifer Pellet	Money Buzz 11/05 Controlling online payments, expensive medical plans and more.
Bank Technology News July 2006 John Adams	Electronic Billing: Partners in Payments Creditron and MyOnlineBill.com join forces to tap the small volume market.
U.S. Banker July 2011 Kate Fitzgerald	Roles Will Be Redefined Banks and retailers are no longer fearful of the changing payments landscape, but they are still struggling to find their place in it. A report from Card Forum.
Bank Technology News March 2010 John Adams	Slipping A Card Into The Payments Chain For all the money that bank IT departments are pouring into treasury management innovation, a lack of corporate tech literacy and a strategic disparity between buyers and sellers anchors many corporations to an old school B-to-B paradigm dominated by paper checks.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Systems & Technology January 29, 2005 Ivan Schneider	JCB Joins MasterCard, Visa in EMVCo Through the creation of common core definitions and common payment applications, all three card associations can ensure the basic functionality of their programs across all card terminals.
Bank Technology News December 2010 Andrew Johnson	2010 Was Banking's Year of Mobile; Payments Next The recent Verizon, At&T, and Discover deals, along with a few others, suggests that next year will be the year that mobile payments dominate the headlines in the United States. But which business model will lead the industry is still anyone's guess.
Bank Technology News February 2011 John Adams	Analyze Payments, Get More Money Payments have always been a pipeline to the wallet, but Sandy Spring Bank plans to wield the latest data management tools and analysis to use "paying" as a window to the customer's financial services soul.
Bank Technology News September 2010 Michael Sisk	The Fed Gets Involved with EMV If the U.S. government mandated the switch to digital T.V., why can't it mandate that credit and debit card issuers switch from magnetic stripe cards to chip-based payment cards that require a personal identification number for additional security?
Bank Systems & Technology February 1, 2007 Nancy Atkinson	Aite Group: Wholesale Payments to Become More Electronified in 2007 In 2007, the B2B or wholesale payments industry will show greater movement toward e-payments this year. Financial institutions and the vendors that support them will concentrate on three key opportunities.
BusinessWeek August 4, 2010 Eichenbaum & Collins	Smartphones May Soon Replace Credit Cards AT&T and Verizon Wireless are readying a mobile payment system that could render plastic obsolete.
The Motley Fool October 2, 2006 Tom Taulli	Global Payments: Looking Strong Management continues to strike deals to grow its payment processing and money transfer business. All in all, based on its track record, it's probably a strategy that should continue to work for shareholders.
Bank Technology News August 2007 Dan Fisher	Pay And Settle At Warp Speed The innovation of the payment system will not be in speed, but in total end-to-end processing.
Bank Technology News February 2004	By The Numbers Consumer payment associations are targeting the U.S., where high rates of card penetration and low levels of mobile data usage have left mobile proximity payments off merchants' and consumers' radar screens.
Bank Technology News December 2009 John Adams	Post Oak Performs a Paper-ectomy While responsibility for insuring healthcare payments has been mired in political debate that's touched all points on the national intellect curve, the virtue of automating those payments should be of little doubt.