Similar Articles

Browse Main Topics:

Business
Computers & Electronics
Education & Reference
Entertainment & Leisure
Family & Home
Finance & Investment
Health
Internet
Pets & Animals
Science & Technology
Society, Politics & Culture
Sports & Recreation

Similar Articles

The Motley Fool January 28, 2010 Dan Caplinger	The Smartest Move Colleges Ever Made Eliminating the middleman serves both schools and students. Colleges are at least making the right response to the credit crisis by making loans directly to their students.
Reason March 2009 Veronique de Rugy	Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses.
U.S. Banker July 2009 Anthony Malakian	A Whole New World Bank of North Dakota makes about 70 percent of the student loans in its home state, but if the Obama Administration has its way, the $3.5 billion-asset bank would be out of the origination business by this time next year.
U.S. Banker June 2010 Alan Kline	A Modest Proposal for Enhancing CRA If ever there was a piece of legislation that deserves to be stopped dead in its tracks it is Rep. Jeb Hensarling's proposal to repeal the Community Reinvestment Act.
The Motley Fool May 10, 2011 Cindy Johnson	How Will Banks Make Money for Real? Declining loan losses are a large but unsustainable source of bank profits.
The Motley Fool October 9, 2008 Dan Caplinger	The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get.
Entrepreneur March 2010 Asheesh Advani	Finally, Someone Wants to Give You Money If you dismissed micro loans in the past, it's time to look again.
BusinessWeek July 29, 2010 Mark Drajem et al.	No Lobbying Help for the Little Guys Trade groups are silent on a $30 billion fund to spur lending.
The Motley Fool November 23, 2007 Dan Caplinger	Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults.
The Motley Fool January 24, 2007 Mary Dalrymple	Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill.
Financial Planning December 1, 2008 Andrew Ackerman	DOE Supports Loans The U.S. Department of Education plans to provide liquidity support to the student loan market.
Bank Systems & Technology June 24, 2008 Ann Grochala	In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.
The Motley Fool August 16, 2007 John Rosevear	Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history.
AFP eWire March 16, 2009	Nonprofits Pinched in Changing Economic Landscape A new report reveals some of the challenges faced by the nonprofit sector as a result of the economy and provides public policy recommendations to help spur nonprofit recovery.
BusinessWeek May 1, 2008	Navigating the Crunch A financial aid expert explains how borrowers can best ride it out.
The Motley Fool May 3, 2011 Cindy Johnson	SEC Fears Banks Are Putting Lipstick on Piggish Loans Are overvalued real estate loans inflating the book value of your bank?
The Motley Fool May 9, 2011 Cindy Johnson	Are Banks Starting Another Race to the Bottom? Easier credit standards are being driven by competition to lend.
Financial Planning March 1, 2007 David A. Twibell	Community Investing Special loan funds for underserved communities are popping up like condos. Now you can help clients jump into the lending pool.
BusinessWeek August 5, 2009 Silver-Greenberg et al.	Old Banks, New Lending Tricks Lenders haven't sworn off risky financial products. They've come up with a slew of new ones.
CFO November 1, 2004 Randy Myers	Squeezing the SBA Small-business borrowing may get more expensive.
BusinessWeek January 20, 2010 Peter Coy	Everyone Wants a Piece of the Banks Shareholders are clamoring for higher dividends. Borrowers want more loans. And the Obama Administration is trying to levy a new tax.
Commercial Investment Real Estate Nov/Dec 2014 Pruitt & DeRensis	CMBS Maturity Wave Commercial mortgage-backed securities lending has shown signs of health to the tune of $84 billion issued in 2013, and issuance anticipated to approach $100 billion in 2014
U.S. Banker January 2010 Ben Jackson	Needing More Than a Prayer Falling behind on mortgage payments, churches may be counting on a higher power to come to their aid. But it's lender -- not divine -- intervention that is needed to prevent defaults.
U.S. Banker March 2008 John Engen	The Politics of Lending Sen. John McCain took time to present his vision of a world with simplified mortgage applications, and even suggested that the government might need to jump in to help mitigate the worsening crisis.
HBS Working Knowledge September 22, 2014 Karen Mills	Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth.
The Motley Fool April 25, 2011 Morgan Housel	Why Big Banks Are Cheap Loans dropping; watch out below!
The Motley Fool January 22, 2007 Nathan Parmelee	Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note.
The Motley Fool October 2, 2007 Michael Leibert	Citigroup's a Champ After a long slump, this bank's shares are poised to outperform.
Commercial Investment Real Estate Mar/Apr 2010 Jerry Dunn	Bridging the Gap A new breed of lenders is providing capital in today's commercial real estate market.
Registered Rep. August 24, 2015 Lynn O'Shaughnessy	Tackling Student Debt Because high levels of student loan debt are far more common than they used to be, you should expect queries from clients about how to minimize their own balances, in addition to those of their grown children.
The Motley Fool November 30, 2007 Seth Jayson	Paulson's Plan to Punish the Public Treasury Secretary Hank Paulson's plan to protect homebuyers from their mistakes -- extending loan teaser rates for a few years -- will punish us all.
National Real Estate Investor June 1, 2005 Kingsley Greenland	Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry.
Financial Planning March 1, 2008 Donald Jay Korn	Seeing Red Sallie Mae, the leading lender to college students, reported a $1.6 billion loss in the fourth quarter of 2007. Sallie Mae isn't the only student lender that has been bloodied recently. Students and parents need to be cautious when looking for student loans.
BusinessWeek July 29, 2010 Kopecki & Campbell	Low Rates are Squeezing Bank Profits What started as a blessing for big lenders is becoming a burden as profit margins shrink.
BusinessWeek January 7, 2009 Der Hovanesian & Palmeri	Why Banks Still Won't Lend Despite more than $1 trillion in federal largesse, they still may not have the capital cushions to bear the risks of making fresh loans.
U.S. Banker January 2011 Alan Kline	Common-Sense Ideas for Consumer Lending Even the smallest consumer loan requires almost as much documentation as a $250,000 business loan, and it's only going to get worse under Dodd-Frank.
Commercial Investment Real Estate Nov/Dec 2002 Stephen V. Jacquemin	Understand Lender Criteria to Finance Manufactured-Housing Communities Manufactured-home community buyers have two main financing choices: long-term loans from institutional or conduit lenders or short-term bank loans. To obtain the appropriate financing for these investments, commercial real estate professionals should understand lender criteria for each type.
National Real Estate Investor April 1, 2003 Kingsley Greenland	Liquidity Crisis Averted With a weak economy and the prospect of war, real estate investors are understandably nervous. The good news is that they aren't handcuffed by a 1990s-style liquidity crisis that brought the industry to a standstill a decade ago.
The Motley Fool December 4, 2006 Dan Caplinger	Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge.
The Motley Fool April 24, 2007 Tim Beyers	Quick Take: Have Banks Learned Nothing? When the subprime crisis first struck, Wall Street wondered whether it would spread to prime lenders such as Washington Mutual and Bank of America. Many investors appear to believe that it will.
BusinessWeek November 14, 2005 Lindsey Gerdes	The Private-Loan Dilemma Unable to borrow enough via the federal government, more students are turning to other lenders, which can be a risky last resort.
FDIC FYI September 17, 2003 Susan Burhouse	Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks.
HBS Working Knowledge August 4, 2014	Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons.
Financial Planning June 1, 2010 Donald Jay Korn	College Loans Say Uncle The new law excluding banks from making federal education loans should be a PLUS for borrowers who can now turn to the Bank of Uncle Sam.
BusinessWeek May 5, 2011 Clea Benson	A Renewed Crackdown on Redlining In the wake of the subprime implosion, the Obama Administration has stepped up its scrutiny of disadvantaged neighborhoods' credit access.
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel	Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure.
Commercial Investment Real Estate Jul/Aug 2004 Brown & Weiss	The Money Race Borrowers benefit as lenders chase commercial property deals.
BusinessWeek April 11, 2005 Justin Hibbard	The Fed Eyes Subprime Loans Battles over lending to low-income, often minority, home buyers used to be about access to credit. Now they're about access to affordable credit. If new lending data hints at unfair pricing, lenders may have to take a good, hard look at their methods.
Bank Director 4th Quarter 2010 Jack Millligan	A Short Leash on Risk Bankers all across the country are beginning to tighten up their lending practices as a response to the regulatory pressure they are under to keep lending plain, conservative, and firmly under control.
The Motley Fool July 19, 2007 Dan Caplinger	Pay Less on Your Student Loans Should you consolidate your loans? Take the time to understand all the pros and cons before you choose what to do.