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U.S. Banker
July 2008
Karen Krebsbach |
Waiting for the Call Cellphone banking is emerging as an important link that could bring the most basic financial services to the globe's billions of unbanked cellphone users.   |
IEEE Spectrum
May 2006
Mbarika & Mbarika |
Africa Calling Growing numbers of Africans at the top, middle, and even bottom rungs of the economic ladder depend on the wireless sector for their livelihoods. But can the region sustain the wireless sector's phenomenal growth rates and accompanying prosperity? |
Bank Technology News
August 2008
Krebsbach & Fest |
Big Calling Mobile phones have emerged as a critical way to bring financial services to the globe's legions of unbanked -- a billion of whom carry cellphones. |
Bank Systems & Technology
July 9, 2009
Maria Bruno-Britz |
Jibun Bank Takes Direct Banking to the Mobile Phone Japan's Jibun Bank uses the mobile phone as its primary delivery channel. |
BusinessWeek
September 24, 2007
Jack Ewing |
Upwardly Mobile In Africa How basic cell phones are sparking economic hope and growth in emerging - and even non-emerging - nations. |
HBS Working Knowledge
June 13, 2011
Carmen Nobel |
HBS Cases: Mobile Banking for the Unbanked A billion people in developing countries have no need for a savings account -- but they do need a financial service that banks compete to provide. |
PC Magazine
May 1, 2009
Dan Costa |
One Cell Phone Per Child One laptop per child is a great idea, but it's the cell phone that's really changing the developing world. |
Finance & Development
September 1, 2002
Nsouli & Schaechter |
Challenges of the "E-Banking Revolution" Electronic banking is the wave of the future. It provides enormous benefits to consumers in terms of the ease and cost of transactions. But it also poses new challenges for country authorities in regulating and supervising the financial system and in macroeconomic policy. |
Bank Systems & Technology
December 23, 2007
Nick Holland |
Forecasts Underestimate the Growth Potential for Mobile Banking Services in the U.S. Even a relatively muted uptake of mobile banking services among mobile subscribers can result in impressive numbers in the U.S., where mobile subscriber penetration has reached more than 80 percent of the population. |
CIO
February 23, 2009
Rebecca Wanjiku |
Mobile Money Transfer Service Puts More Cash in Consumer's Pockets In Kenya, business owners use a mobile money transfer service to help customers get access to cash. |
Bank Technology News
January 2001
Louise West |
Dial M For Money Western European banks are buying into wireless technology... |
FDIC FYI
May 18, 2004 |
An Update on Emerging Issues in Banking Trends in Community Banking... The Declining Number of U.S. Banking Organizations: Will the Trend Continue?... Community Banks: Their Recent Past, Current Performance, and Future Prospects... |
Finance & Development
September 2008
Prasad & Rajan |
Next Generation Financial Reforms for India A new report advocates a shake-up in India's financial system to underpin growth |
Bank Systems & Technology
July 29, 2008
Lance Drummond |
Mobile Banking: Weighing the Lessons Learned On its way to growing its mobile banking customer base to more than 1 million users, Bank of America has successfully addressed a number of technological, cultural and marketing-related issues. |
U.S. Banker
August 2009
Charles Keenan |
The Next Frontier Experts say there's good reason to believe that mobile payments will become as widespread as Internet banking and ATMs. And if banks aren't ready, other providers, such as wireless phone carriers and payment vendors, will steal the show. |
U.S. Banker
July 2007
Joseph Salesky |
Mobile-Phone Banking: Coming to a Bank Near You The mobile phone is moving beyond voice communication and is poised to change the landscape with mobile banking. |
Bank Director
2nd Quarter 2010
Chris Costanzo |
10 Top Technologies for Banking A roundup of the freshest ideas that are changing the technological face of financial services. |
BusinessWeek
September 27, 2004
Moon Ihlwan |
Korea: Mobile Banking Takes Off While it's been tried before, in Korea and elsewhere, a memory chip makes the new service far easier to use -- and far more popular -- than earlier schemes. And for Korea's finance and cellular industries, it's a win-win deal. |
Bank Systems & Technology
August 21, 2008
Orla O'Sullivan |
Mobile Banking Takes Off ... Or Does It? Banks view mobile banking as a tremendous opportunity, as the channel potentially offers new revenue streams from mobile payments; new marketing and service opportunities |
Bank Systems & Technology
December 23, 2007
Maria Bruno-Britz |
U.S. Mobile Financial Services Still Needs Operating Model With mobile banking on the rise in the U.S., institutions still are challenged to find the best operating model. |
U.S. Banker
July 2009
Glen Fest |
The Dollars and Sense of Going Mobile Banks that latched onto mobile banking a few years ago were more interested in first-mover advantage than profitability. |
Bank Technology News
June 2007
Glen Fest |
Mobile Banking: Mobile Banking is Finally Almost Here. Really. An adoption surge, fueled by user technology and industry convergence, is expected to propel mobile banking's march to the financial services mainstream within three years. |
Bank Technology News
March 2002
Daniel A. Joelson |
Latin America Uncovers Internet Banking Leaders Economic conditions won't bury the growth of online banking in the region... |
Finance & Development
December 1, 2000
Mahmood Hasan Khan |
Rural Poverty in Developing Countries How does rural poverty develop, what accounts for its persistence, and what specific measures can be taken to eliminate or mitigate it? |
Bank Systems & Technology
June 9, 2010
Penny Crosman |
Americans' Overall Cell Phone Use Dropping Overall mobile phone adoption dropped from 85% in 2009 to 74% in 2010, according to Javelin Research. But mobile-banking-friendly smart phone usage has grown 7%. |
AskMen.com
Terence Channon |
Online Banking Your bank may offer you access to more services online than you think -- services that might make your life a whole lot easier if you use them properly. |
CIO
April 1, 2011
Fred O'Connor |
Africans Use Mobile Phones for Roles Beyond Communicating In a continent with limited infrastructure, phones serve as income boosters, a teaching tool and wallets. |
CFO
October 1, 2008
Yasmin Ghahremani |
Cash, Credit, or Cell Phone? Mobile payments may soon change the way Americans buy. |
The Motley Fool
April 30, 2007
Dave Mock |
Make the Call: The Best Bets in Chinese Telecom China's calling: Are you going to answer? There are several good opportunities for telecom investment here. China Telecom... China Netcom... China Mobile... etc. |
Bank Systems & Technology
August 4, 2009
Maria Bruno-Britz |
Online Banking's Next Growth Spurt: Gen Y There are still opportunities for banks on the Internet channel as younger generations move online and people become confident in online data security. |
Bank Systems & Technology
June 3, 2009
Maria Bruno-Britz |
Mobile Banking Is Now a Must-Have for Banks According to a panel of bankers at Celent Innovation and Insight Day, mobile banking has moved beyond the hype to the next step in banking's evolution. |
FDIC FYI
July 9, 2004 |
Bank Branching Trends and Prospects of Key Banking Sectors A summary of three reports released today that represent the fourth installment of the Federal Deposit Insurance Corporation's Future of Banking Study. |
Bank Systems & Technology
December 23, 2007
Nancy Feig |
Mobile Banking Experiencing Increased Adoption Mobile banking is causing a flurry of activity in the U.S. financial services industry. |
U.S. Banker
December 2009
Kevin Mellyn |
Payments: The Lever of Bank Profitability A better understanding of the importance of payments to a bank's overall health can help bankers manage customers behavior for greater long-term profit. |
FDIC FYI
May 19, 2004 |
Effects of Interest Rates on Money Market Mutual Funds The prolonged low interest rate environment has pressured returns on money market mutual funds (MMMFs). Although low rates are a boon to borrowers, the opposite, of course, is true for savers. |
Bank Systems & Technology
December 23, 2007
Maria Bruno-Britz |
First National Bank Finds M-Banking Model That Works While banks in the U.S. are just getting their feet wet with mobile services, in South Africa, where few people have Internet access in their homes, but almost everyone has a mobile phone, m-banking is a competitive necessity. |
The Motley Fool
May 21, 2009
Matt Koppenheffer |
Should Your Bank Deposits Be at Risk? Is the FDIC's guarantee of bank deposits a benefit to the system? |
Bank Technology News
April 2007
James Greene |
A Wealthier World Needs Rich Bank IT What will the world of financial services look like in 10 or 15 years? The general outlines are taking shape right now. Inevitably, technology will drive much of this change in the ways that banks do business. |
Bank Technology News
December 2010
John Adams |
Business and Consumer Mobile: Not the Same It's important that banks build consumer and corporate mobile banking as two separate products, if not two distinct channels. |
U.S. Banker
December 2010
Glen Fest |
Mobile Banking Lite It's cheaper and easier to offer mobile banking now that hosted services are available, and many small institutions are jumping in. |
Bank Technology News
January 2009
Rebecca Sausner |
Smart Phones Now Dominate Mobile Usage Touch screen smart phones are making a significant impact on mobile banking. |
Bank Systems & Technology
February 7, 2008
Maria Bruno-Britz |
ACI and mFoundy Team Up for Mobile Banking Payments solutions provider ACI Worldwide and mFoundry, makers of mobile banking solutions, announce that they will create a joint m-banking application. |
Bank Systems & Technology
December 28, 2008 |
The Bank Technology Hot List: Solutions That Sizzle According to a cross section of bank tech executives, this could be the year that heretofore unproven solutions -- including mobile payments, cloud computing and social networking -- become essential components of banks' strategies. |
