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BusinessWeek April 15, 2010 John Hope Bryant |
A Type of Learning That Pays Dividends Making financial literacy a new civil right will give millions of Americans a shot at prosperity and do the U.S. economy a world of good. |
FDIC FYI November 5, 2003 |
Financial Education in a Dynamic Banking Environment While consumer credit is more available than ever, technological advances and an array of new consumer products and services have made modern banking more complex. In this arena, it is more important than ever for consumers to be educated about their rights and options regarding financial offerings. |
FDIC FYI September 22, 2004 |
Delivery Systems for Financial Education in Theory and Practice This update on emerging issues in banking makes it clear that financial education is crucial given today's financial environment. However, deciding to offer a program is but the first step on a long journey toward instilling true financial education. |
U.S. Banker September 2007 Lee Conrad |
NSF, Overdraft-Protection Fees Drawing Greater Fire Which came first: the overextended customer or the bank's overdraft-protection fee? Either way, the cycle continues. And banks are increasingly becoming hooked on these fees to bolster profits. |
U.S. Banker January 2010 |
What's On Bankers' Minds? Seven banking CEOs took a break to talk about the state of their industry as it fights through the worst recession in decades. |
The Motley Fool November 3, 2011 Morgan Housel |
How Successful Will Bank Transfer Day Be? Consumers might switch to credit unions where they get better service and lower fees, and for-profit banks might stem some of the rampant deposit growth and unprofitable customers that have been crimping profits. If only more protests could work this well. |
U.S. Banker June 2010 Matthew de Paula |
Opt In Starts With Reaching Out Contacting customers early and often is the key to getting them to understand their options for overdraft protection. |
U.S. Banker July 2010 Marissa Fajt |
Overdraft Outlier With hundreds of branches in Wal-Mart stores, Woodforest relies heavily on overdraft fees for its racy performance. Will the regulatory crackdown be a speed bump or a roadblock? |
The Motley Fool July 19, 2005 Selena Maranjian |
Beware of Overdraft Fees Don't let your bank get rich as it makes you poorer. |
The Motley Fool May 11, 2010 Dan Caplinger |
These Dumb Laws Will Cost You You should realize that easily avoidable fees like overdraft and ATM charges actually benefit you, and there's an easier way to avoid bank fees. |
The Motley Fool July 24, 2007 John Rosevear |
Is Your Bank Out to Get You? Are bank overdraft charges designed to drive you into debt? |
U.S. Banker May 2005 Lee Conrad |
As Industry Collects Billions, Consumers Cry Foul Consumer groups say some banks encourage customers to overextend themselves. Though regulators have stepped in to halt misleading overdraft-protection practices, advocates warn it's not enough. |
BusinessWeek May 2, 2005 Dean Foust |
Banks: "Protection" Racket? As overdraft and other fees become huge profit sources for banks, critics see abuses. And most troubling to consumer activists is that most of the new fees fall on the poorest consumers. |
The Motley Fool November 7, 2011 Morgan Housel |
Goodbye, Debit Card Fees. What's Next? Still no free lunches in banking. |
U.S. Banker April 2010 Alan Kline |
A New Way to Think About the Unbanked Survey results showed that bank fees, above all, are what keeps people unbanked. |
The Motley Fool January 16, 2009 Dan Caplinger |
The Best Hope for a Lasting Recovery Kids who get early experience with money are most likely to become responsible adults. With the right education, the next generation of investors can avoid many of the financial mistakes their parents and grandparents have made. |
The Motley Fool October 30, 2009 Sean Ryan |
Banks Desperately Seeking Fee Revenue Banks that rely heavily on overdraft fees are preparing to reintroduce monthly maintenance fees on checking accounts for most customers. |
The Motley Fool November 7, 2011 Molly McCluskey |
Thousands Vote With Their Feet, Say Goodbye to Big Banks Banks' reversal on fees not enough to keep customers happy. |
The Motley Fool January 19, 2007 Dan Caplinger |
Banks Need Your Fees The best way to avoid fees is to make sure you understand what fees your bank charges for certain transactions or activities before you need them. |
U.S. Banker June 2009 Anthony Malakian |
Overdraft Anxiety Overdraft fees not only generate significant noninterest income for banks, they help subsidize other services, such as free checking and online bill payment. |
The Motley Fool August 27, 2007 John Rosevear |
The Joys of Credit Unions While credit unions aren't the best fit for everyone, they do offer distinct advantages -- tangible and not-so-tangible -- over big regional or national banks. |
Bank Systems & Technology February 25, 2010 Katherine Burger |
New York City's Underbanked Population: Growing and Mistrustful of Banks New research show 13 percent of New York City households lack bank or credit union accounts. |
The Motley Fool April 24, 2011 |
Nickeled and Dimed: Is It Possible to "Over-Fee" Consumers? Are those annoying little fees reaching a tipping point? During the third quarter of 2010, U.S. airlines collected $2.1 billion in fee income |
U.S. Banker February 2009 Anthony Malakian |
NSF Fees Pay the Bills But Make Customers Bolt NSF fee income may be rising as consumers struggle to pay their bills, but institutions counting on this rising revenue stream to counterbalance other declines should be on the lookout for both consumer and regulatory blowback. |
The Motley Fool December 23, 2009 Dan Caplinger |
2009: The Year Borrowers Got a Clue There are increasingly encouraging signs that fiscal responsibility may be a trend that lasts beyond the end of the recession. |
Bank Director 1st Quarter 2010 |
Banks in the Crosshairs & Finding the Best Leaders for Banking's Next Phase States are increasingly taking aim at banking institutions for fees, discrimination, and more. Is banking the next "big tobacco"? How can banks find strong leadership in the new decade? |
The Motley Fool November 16, 2007 Rich Duprey |
Battling for Payday Loans A ban on military payday loans keeps underpaid soldiers even more short of cash. |
The Motley Fool June 21, 2010 Dan Caplinger |
Tell Big Banks to Take a Hike Take away free checking? Fine -- take away your business. |
BusinessWeek December 3, 2009 Francis & Silver-Greenberg |
What Lurks on the Books of Banks Their profits have rebounded, but shaky home-equity and credit-card debt -- for starters -- could change that |
The Motley Fool September 22, 2009 Morgan Housel |
What to Do About Bank Overdraft Fees Keep them in place, and tell people to be more responsible. Enough said. |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
The Motley Fool March 25, 2011 Morgan Housel |
Why Banks Are Suddenly Charging So Much for Checking Big banks from Bank of America to JPMorgan Chase to Citigroup have either raised, or are proposing to raise, fees on checking accounts. |
Financial Planning August 1, 2009 David E. Adler |
Mom, Apple Pie & Financial Education How can advisors actually improve their clients' financial literacy, so they can make more informed and productive choices? |
U.S. Banker March 2010 Chris Costanzo |
One Tough Sell Technical hurdles aside, the big challenge in complying with new overdraft rules for debit cards is getting customers to opt in. |
The Motley Fool January 20, 2011 Dayana Yochim |
Your Bank's Latest Fee Shakedown Even a high average balance won't help you escape big banks' latest round of fee increases. |
The Motley Fool August 18, 2011 Dan Caplinger |
Don't Fall for This Bank Bait-and-Switch Charging for debit cards makes no sense. As a customer, you owe it to yourself to make these higher fees blow up in big banks' faces. |
The Motley Fool August 4, 2005 Lawrence Meyers |
Dueling Fools: Payday Loans Bull Don't be swayed by the negative press put out by anti-PDLers about people who get "sucked into the payday-lending treadmill." For every one of those, you'll find 10 who are thankful the industry exists. |
Bank Technology News May 2011 |
New FDIC Rules Changes that will affect third-party overdraft systems and core banking systems. |
AskMen.com Ian Lang |
Things Your Bank Doesn't Want You To Know Here are a few insider secrets you should know before opening a bank account. |
The Motley Fool November 14, 2011 Morgan Housel |
Here Come the New Bank Fees Careful what you wish for. What's been lauded as a big win for consumers may have actually pushed them back to square one. |
AskMen.com Alex Matjanec |
Tips For First-Time Home Buyers Though many homeowners are shaking their fists at the current housing market, this much is certain: Those considering a first home have a great opportunity to score their dream pad at a fraction of the cost. |
U.S. Banker May 2010 |
Why Free Checking Isn't Dead Big banks can afford to lose customers if they eliminate free checking, but with a smaller customer base community banks need to evaluate their own situations. |
Bank Systems & Technology March 10, 2010 Penny Crosman |
BofA to Block Debit Card Overdrafts Good news for customers who inadvertently overdrew and were charged $39 a day. |
AskMen.com Alex Matjanec |
Credit Card Fees Since being forced to change or limit the number of fees that they can charge customers, banks and credit card companies have started to tweak their tactics and introduce new ones to keep fees flowing and customers guessing. |
U.S. Banker June 2008 Anthony Malakian |
Overdraft and ATM Fees Rise, As Economy Slumps Consumers are always wary of being nickel-and-dimed to death, and thanks to the current economic malaise, more banks are heading in that direction. |
U.S. Banker September 2010 Alan Kline |
Be Careful What You Wish For While the mission to lower the cost of financial services for low- and moderate-income consumers is admirable, there's concern among some industry observers that tactics could backfire and wind up driving many people out of the financial mainstream. |
The Motley Fool October 22, 2011 Molly McCluskey |
Should You Be Using Your Credit Card More? What the new debit-card fees mean and how to avoid them. |
U.S. Banker June 2011 Joel Berg |
Financial Literacy: A Kiddie Lesson in Money Matters Elementary students get lessons from Pan American Bank in financial literacy, and teach some too. |
The Motley Fool December 3, 2009 Claire Stephanic |
Would You Pay 500% on Your Debt? There's a direct correlation between education and making smart financial decisions. Unfortunately, most high schools do not offer financial literacy courses. |
U.S. Banker April 2011 Laura Thompson Osuri |
Not Just Fun and Games Lessons in how to better manage money are boring for many people. But some new online video games aim to change that. |