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U.S. Banker December 2009 Glen Fest |
CFPA: Exemption in Name Only? As details emerged on an amendment to exempt small banks from exams by the proposed consumer financial protection regulator, some have begun to question what exactly these second- and third-tier banks have won. |
Bank Systems & Technology November 11, 2009 Maria Bruno-Britz |
Banking Groups React to Sen. Dodd's Draft Regulatory Legislation With a Big 'No' Although organizations approve of the Senate's efforts, they say it goes too far in undermining those aspects of financial services that actually work. |
U.S. Banker November 2009 Kaper & Hopkins |
Dodd's Power of Persuasion Facing long odds, the Banking Committee Chairman builds support for a plan to create a prudential regulator. But would a single agency kill the dual banking system? |
U.S. Banker September 2010 Alan Kline |
Not All Doom and Gloom There's not much upside for big banks, but the widely disliked Dodd-Frank Act has some benefits for community banks. |
Bank Systems & Technology August 9, 2009 Maria Bruno-Britz |
Consumer Financial Protection Agency Continues to Create Banker Angst The financial services industry continues to fight the creation of the CFPA as a consumer watchdog, fearing the stifling of innovation. |
U.S. Banker January 2011 Joe Adler |
Birth of a New Kind of Regulator To some, Elizabeth Warren's concept of a consumer protection regulator is an innovation. To others, it s an abomination. Either way, it's here to stay, and banking regulation will never be the same. |
Bank Director 1st Quarter 2011 Jack Milligan |
In the Eye of the Storm Former Comptroller of the Currency John C. Dugan speaks candidly about the financial crisis of 2008, the landmark Dodd-Frank Act and the need for minimum loan underwriting standards for the banking industry. |
U.S. Banker March 2011 Barbara A. Rehm |
Washington, We Have a Problem Bankers all over the country have the same complaints: Examiners are making increasingly tougher demands requiring corrective action on unreasonably tight deadlines. |
Bank Systems & Technology June 18, 2009 Maria Bruno-Britz |
The Financial Industry Reacts to Obama Regulatory Proposal Although most agree with the general principles outlined in the President's financial reform plan, they find several sticking points -- and IT won't be immune. |
U.S. Banker May 2010 Rob Garver |
No Regulatory Relief in Sight Five new rules have taken effect since Jan. 1 and at least eight more are on the way. The onslaught is posing immense challenges for banks trying to keep up. |
Wall Street & Technology January 5, 2007 |
Investment Banking on the Go Wireless software provider Pyxis Mobile unveiled its latest offering, mInvestment Banker, a real-time tool that allows bankers to develop and track their pipelines using their wireless devices. |
Investment Advisor August 2009 Melanie Waddell |
Danger & Opportunity: Consumers Take Center Stage of Reform Debate Financial services reform continues to unfold, with two pieces of legislation being sent to Capitol Hill in July aimed at protecting investors. |
OCC Bulletin May 23, 2002 |
Implicit Recourse in Asset Securitization The purpose of this guidance is to assist both bankers and examiners in assessing what types of post-sale actions may, or may not, constitute implicit recourse... |
U.S. Banker March 2006 Michael Dumiak |
Sagging Confidence: Bankers' Mood Plunges On Economy, Sector in '06 According to a new survey, just 38 percent of bankers are optimistic about the industry, down from 73 percent last year. |
U.S. Banker January 2011 Alan Kline |
Common-Sense Ideas for Consumer Lending Even the smallest consumer loan requires almost as much documentation as a $250,000 business loan, and it's only going to get worse under Dodd-Frank. |
Bank Director 4th Quarter 2010 |
Wavering Optimism in a Post-Reform World Just when bankers began to think it was safe to come back in the water, midsummer economic indicators began to pull the tide back out again, as demonstrated in the most recent quarterly results from Grant Thornton's 17th Bank Executive Survey. |
Bank Systems & Technology January 4, 2010 Penny Crosman |
Consumer Trust in Banks Declined in Past Six Months, Bank Execs Say Innovation seen as key to boosting trust, but only one of four banks has laid out strategy. |
U.S. Banker March 2006 Michael Dumiak |
Community Bankers Face A Slew of Issues This Year Based on a round of interviews with bankers, regulators and industry associations, the executives who run America's community banks have a host of concerns this year, both legislative and economic. |
U.S. Banker July 2005 Lee Conrad |
Stalled Deposit Growth Challenges Community Banks The value of community bank stocks remains high, but many challenges await. Buckle up. The road ahead could get bumpy. |
Bank Director 3rd Quarter 2009 TK Kerstetter |
A Tribute to Bill Seidman Bank Director honors its late publisher, supporter, and friend, Bill Seidman, who passed away this year. |
Bank Systems & Technology June 21, 2010 Penny Crosman |
Will Regulatory Turmoil Be the Death of IT Innovation? Washington has taken a strong stand on financial reform, and bankers say they understand that. But already-burdened technology organizations will have a hard time keeping up with the flood of changing requirements. |
Financial Advisor August 2009 Seth Becker |
What Can We Do? The financial crisis shows that we must manage our own affairs -- responsibly and with restraint -- or someone will do it for us. |
U.S. Banker September 2010 |
Noted & Noteworthy There's never been much love lost between the American Bankers Association and the Independent Community Bankers of America, and the fierce debate over regulatory reform has only escalated tensions. |