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U.S. Banker May 2010 Michael Sisk	An Uneasy Relationship Thanks to some high-profile community bank failures, small banks can t get loans from correspondent banks, threatening their own ability to lend.
U.S. Banker March 2011 Barbara A. Rehm	Washington, We Have a Problem Bankers all over the country have the same complaints: Examiners are making increasingly tougher demands requiring corrective action on unreasonably tight deadlines.
U.S. Banker February 2010 Paul Davis	Holding Pattern for Borrowers Most bankers insist that they would make a lot more small-business loans if not for two key hurdles beyond their control: Many business owners seeking loans are risky credits, and creditworthy borrowers aren't too eager to add debt.
Job Journal March 4, 2007 Julia Hollister	Loan Officers Despite the slow housing market, loan and refinancing activity has lenders looking for help.
U.S. Banker April 2009 Anthony Malakian	When Bankers Don't Want to Be Friends with Bankers It's a given that the economy has to improve in order to get the juice flowing, but bankers and other industry experts say that to get banks trusting each other again, participation deals will also need greater transparency.
National Real Estate Investor February 1, 2007 Ben Johnson	Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns.
Bank Systems & Technology February 21, 2008 Jim Eckenrode	Exclusive TowerGroup Research Report: Bank Tech Spending in 2008 In light of the current market turmoil, North American banks appear to be approaching technology planning and budgeting for 2008 with caution.
Bank Technology News August 2001 David Rountree	Internet Banking Is About Banking, Not the Net Internet banking is about banking, not bells and whistles. The technology behind it -- a moving target itself -- is routinely assessed in the abstract, with the inevitable confusion of messenger and message...
U.S. Banker January 2011 Alan Kline	Common-Sense Ideas for Consumer Lending Even the smallest consumer loan requires almost as much documentation as a $250,000 business loan, and it's only going to get worse under Dodd-Frank.
U.S. Banker April 2011 Rob Garver	Reluctant Role Model Bank of North Dakota s Eric Hardmeyer runs the nation s only state-owned bank, and he s proud of it. But even he is skeptical of efforts around the country to replicate the model.
Bank Director 4th Quarter 2010	Wavering Optimism in a Post-Reform World Just when bankers began to think it was safe to come back in the water, midsummer economic indicators began to pull the tide back out again, as demonstrated in the most recent quarterly results from Grant Thornton's 17th Bank Executive Survey.
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz	Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come?
CFO February 1, 2011 Vincent Ryan	Help for Small Business? Will community bankers tap a $30 billion fund intended to get capital flowing to small businesses?
Bank Director 2nd Quarter 2009 Deborah Scally	Toughing It Out in 2009 The results of the Bank Director/Grant Thornton LLP 16th Bank Executive Survey show that bankers are determined to shore up their foundations and capitalize on strengths to survive the year ahead.
Job Journal May 9, 2004 Rich Heintz	Banking Careers: Deposit a Resume at Your Local Branch As many banking concerns (both large and small) continue to expand, the the job opportunities increase as well. There are numerous job openings statewide on the Bankers Association website, as well as countless other regional help-wanted resources.
Registered Rep. June 8, 2007 Christina Mucciolo	Wachovia Accelerates Hiring in Private Bank Under plans to expand its private banking presence, Wachovia Securities said it would hire about 300 private bankers over the next three years, more than doubling its number of private banking relationship managers.
U.S. Banker February 2010 Rob Garver	What Now? If Washington really wants to get credit flowing to small businesses, it could modify TARP, relax capital requirements and rethink its stance on industrial loan companies. Or it could do nothing at all.
Bank Director 4th Quarter 2010 Jack Millligan	A Short Leash on Risk Bankers all across the country are beginning to tighten up their lending practices as a response to the regulatory pressure they are under to keep lending plain, conservative, and firmly under control.
Bank Systems & Technology January 8, 2009 Ed Lucente	Capital Conservation and Energy Efficiency Technology on the Horizon in 2009 One of the biggest changes in banks' IT strategies in 2009 will be a concerted effort to conserve capital as bankers are increasingly concerned about their capital cushion.
The Motley Fool May 9, 2011 Cindy Johnson	Are Banks Starting Another Race to the Bottom? Easier credit standards are being driven by competition to lend.
Bank Director 1st Quarter 2011 Jack Millligan	Is the Community Bank Business Model Broken? The concept of community banking is still viable, but the model that many small institutions employ has to change.
The Motley Fool March 24, 2011 Gretchen Wilmoth	Investing in Smaller Banking What affects will new regulations have on smaller banks?
CFO March 1, 2007 Rob Garver	Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend.
Commercial Investment Real Estate Jan/Feb 2014	Lending Decisions During the past three decades, community banks have substantially increased their presence in commercial real estate lending, according to a 2012 FDIC Community Banking Study.
U.S. Banker November 2008 Anthony Malakian	Main Street Wants Bigger Small Business Bite Community banks are steadily loosening the stranglehold that the nation's big banks have on the small business market.
Registered Rep. March 1, 2008 Kristen French	The Lending Squeeze The tightening credit conditions is causing some financial advisors to have trouble getting loans for clients.
U.S. Banker March 2011 Rob Garver	Sowing Caution Though the ag sector remains strong, regulators are warning banks to avoid concentration risk - a message that is not going over too well.
U.S. Banker April 2007 Lee Conrad	Credit Data On the Fly For bankers with trouble luring small-business prospects into the office, BizGo's credit data via cell phone or PDA helps them make more of their field visits.
U.S. Banker November 2009	Consolidation Will Happen, But It Will Take a While There s little debate that the industry needs to shrink, but are enough buyers out there willing and able to swallow 1,500 to 3,000 banks?
The Motley Fool January 14, 2010 Morgan Housel	What You Should Know About Banker Bonuses Bankers made big money. But did they earn it?
U.S. Banker December 2010 Rob Garver	SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge.
Bank Director 1st Quarter 2011 Jack Milligan	In the Eye of the Storm Former Comptroller of the Currency John C. Dugan speaks candidly about the financial crisis of 2008, the landmark Dodd-Frank Act and the need for minimum loan underwriting standards for the banking industry.
U.S. Banker October 2007 Tom Bonney	Using Banker 'Common Sense' To Predict Loan Defaults Middle-market bankers are getting a wake-up call to adopt an aggressive, keen-eyed approach to loan-portfolio management.
On Wall Street March 1, 2010 Bill Willis	The Financial Supermarket Is Back In Style This is a strategy whose time has come, and the outlook for a one-stop shop appears bright.
Bank Technology News March 2006 Glen Fest	Money Laundering: Correspondent Bankers: How Much Is Enough? New Treasury guidelines on how banks are to comply with customer and asset identity don't smooth nerves frayed by high-profile busts for lax AML controls.
U.S. Banker April 2011 Hugh Kelly	There They Go Again? Banks opening the spigot for commercial real estate lending are not as foolhardy as some critics contend.
The Motley Fool June 25, 2007 Matt Koppenheffer	What the Heck Is Investment Banking, Anyway? A look at what investment bankers actually do and the firms that are involved in the business, along with their stock ratings.
U.S. Banker August 2009 John Engen	How Banking Will Change A few years from now, just how much will the crisis have changed the environment banks compete in, and the way they go about their business?
The Motley Fool September 2, 2011 Dan Radovsky	Extreme Bank Makeover, Continued Bank of America asks itself, "Does this mortgage lending business make my assets look too big?"
Food Processing September 2012 Elizabeth Hund	Specialized Banks Support the Food Industry Challenging times make financial understanding more critical. This is when and where an educated banking partner can add value for food processors.
The Motley Fool February 1, 2010 Morgan Housel	Banks Aren't Lending? Says Who? The popular chant that "banks aren't lending, banks aren't lending!" is grossly misconstrued.
BusinessWeek May 12, 2011 Tom Keene	Tom Keene Talks to Chris Whalen The managing director of Institutional Risk Analytics talks about banks in the U.S. and Europe.
U.S. Banker February 2010	Back Porch Select quotes from the world of financial services: President Obama... Carl Tannenbaum... Richard Davis... Herb Held... Arne Duncan... Dan Mica...
U.S. Banker January 2010 Eugene Ludwig	A Three-Step Approach to Repairing the Industry's Image The disconnect between Wall Street and Main Street has tarnished the reputation of banking generally and made it harder for the industry to collaborate with the government.
Bank Systems & Technology November 30, 2009 Maria Bruno-Britz	Fiserv Signs Two Banks for EnAct Solution Commerce Bancshares and Broadway Bank will use the sales management software to increase wallet-share.
Bank Director 2nd Quarter 2011 Jack Milligan	2011 Acquire Or Be Acquired Record crowd hears predictions of huge consolidation to come and focuses on growth and regulatory challenges.
Bank Systems & Technology June 23, 2008 Paula Damiano	New Javelin Study Finds Untapped Market for Mobile Banking There is a vast untapped market of potential mobile bankers, and banks may be missing out on a huge opportunity by targeting m-banking services only at online banking users.
Bank Systems & Technology January 4, 2010 Penny Crosman	Consumer Trust in Banks Declined in Past Six Months, Bank Execs Say Innovation seen as key to boosting trust, but only one of four banks has laid out strategy.
CFO June 1, 2008 Vincent Ryan	From Wall Street to Main Street As financial firms downsize, some investment bankers will be eyeing chief financial officer positions.
Bank Technology News February 2011 Rebecca Sausner	Corporate Mobile: Where are the Vendors? Mobile banking for corporate customers will be a hot commodity this year.