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Bank Systems & Technology
September 29, 2005
Maria Bruno-Britz |
People Who Need People (And Their Money) Imagine if private citizens in search of loans were able to go online and receive their money from lenders - who just so happen to be private citizens as well? This unlikely concept actually is being put into action in the U.K. by a company called Zopa.   |
The Motley Fool
October 16, 2006
Joseph Khattab |
Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending. |
Bank Systems & Technology
December 30, 2008
Orla O'Sullivan |
As Defaults Mount, Many Question FICO Scores' Value FICO scores did nothing to prevent the subprime crisis, so what use are they? |
Bank Systems & Technology
June 24, 2008
Ann Grochala |
In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system. |
U.S. Banker
January 2008
Michael Sisk |
The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing. |
Bank Technology News
December 2007
Michael Sisk |
The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age? |
The Motley Fool
January 27, 2009
Ivan Martchev |
Catch-22: Why Banks Can't Lend Lots of banks aren't willing or able to help kick-start the economy that would bring them back to health. |
Bank Systems & Technology
June 24, 2008
Stephen G. Sargent |
Automation Allows Banks to Better Navigate Compliance and Risk Management Technology can provide automated reporting functions to help bank managers access data and ensure they remain compliant. |
Bank Systems & Technology
August 1, 2007
Maria Bruno-Britz |
Lenders Focus on Customer Relationships Lenders are challenged to find ways to grow revenue in a more risk-averse climate. As always, technology is playing a key role in their efforts to adapt to the new market conditions. |
