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Bank Systems & Technology June 24, 2008 Ann Grochala	In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.
Insurance & Technology December 8, 2008 Anthony O'Donnell	Insurance Technology Outlook 2009: Sudden Change Though the financial services industry has seen a precipitous change in the business environment and will adopt austerity measures, insurers are likely to be opportunistic in their technology investments.
Bank Systems & Technology June 24, 2008 Stephen G. Sargent	Automation Allows Banks to Better Navigate Compliance and Risk Management Technology can provide automated reporting functions to help bank managers access data and ensure they remain compliant.
U.S. Banker February 2010 Donald Musso et al.	How Regulators Are Inhibiting an Economic Recovery Raising capital levels for banks deters new lending. Now is not the time for higher capital standards, but for enforcing standards already in place.
OCC Bulletin May 16, 2005	Home Equity Lending Guidance on regulatory expectations for credit risk management and practices.
Information Today July 30, 2015	LexisNexis Acquires Legal Media Company MLex is a legal media organization that provides market insight, analysis, and commentary on regulatory risk.
Bank Systems & Technology February 1, 2007 Wolfgang Gaertner	Discipline and Growth Bank CIOs need to further reduce complexity in their systems' landscape to be more flexible and react faster to changing customer demands.
Insurance & Technology January 10, 2008 Katherine Burger	What Could Prevent the Property/Casualty Industry from Continuing Its Strong Performance? Here is why the property/casualty insurance industry's current underwriting prowess might not be long-lasting.
HBS Working Knowledge August 4, 2014	Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons.
Bank Systems & Technology January 8, 2009 Christine Barry	Banks Must Take Advantage of Opportunities Where They Find Them Lenders and borrowers have felt the effects as the subprime crisis has evolved into a credit crisis. The result has been strategy changes for many banks, and a greater emphasis than ever before on growing deposits.
Insurance & Technology November 10, 2008 Anthony O'Donnell	In the Crisis's Wake, the Financial Services Industries Assess the Damage and Look to the Future Looking forward, financial services IT organizations will bear much of the burden of restructuring and implementing new, more-effective governance and risk assessment processes.
Insurance & Technology November 12, 2007 Falk Reiker	SAP's Falk Reiker Discusses Real-Time Operability Change It will not be an overnight transformation. Banks will start with a phased approach that first simplifies the processes they currently have in place to reduce technology.
CRM September 2, 2015	Bpm'online Updates CRM for Financial Services New capabilities added for customer-facing processes in marketing, sales, lending, and customer service.
Insurance & Technology October 5, 2006 Maria Woehr	The Talent Crunch One of the greatest challenges that CIOs currently face is a staffing shortage, and, according to insurance carrier hiring managers and staffing firms, the IT talent crunch is only getting tighter.
Bank Systems & Technology February 11, 2004 Cynthia Ramsaran	First Arkansas Automates Lending with FundsXpress Quick 'yes-or-no' answers made possible with new system
The Motley Fool January 27, 2009 Ivan Martchev	Catch-22: Why Banks Can't Lend Lots of banks aren't willing or able to help kick-start the economy that would bring them back to health.
HBS Working Knowledge August 28, 2014	Government Can Do More to Unfreeze Small Business Credit In part three of her series on the state of small-business lending, Karen Mills discusses how public-private partnerships and government guarantee programs have the potential to enhance economic growth.
Insurance & Technology April 2, 2004	Softheon, Inc. Softheon, Inc., has released its Process Optimization Framework for life insurance underwriting.
U.S. Banker May 2008	As the Credit Crisis Grinds On, Lending Falls Off the Cliff The current climate for loan production might not be Great Depression 2.0, but try telling that to someone with less than perfect credit.
OCC Bulletin January 31, 2001	Subprime Lending While the OCC believes that responsible subprime lending can expand credit access for consumers and offer attractive returns for bankers, during recent years institutions engaged in subprime programs have represented a disproportionate number of problem institutions...
HBS Working Knowledge September 22, 2014 Karen Mills	Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth.
Commercial Investment Real Estate Jan/Feb 2014	Lending Decisions During the past three decades, community banks have substantially increased their presence in commercial real estate lending, according to a 2012 FDIC Community Banking Study.
Global Services April 10, 2008 Dominick Cavuoto	The State of the IT Staffing Industry Despite all the pros and cons, the industry will sail its way through turbulent times by striking a balance in someway or the other.
Investment Advisor November 2006	Falling Term Insurance Rates The Hartford's changes in underwriting have resulted in more categories and lower rates. Here's an example of how the rates for a 10-year term life policy have dropped.
Bank Systems & Technology December 15, 2007 Nancy Feig	Mortgage Losses Lead to Bank Layoffs Several banks are planning massive layoffs in the wake of the mortgage crisis, and technology professionals in the lending arena probably will not be spared.
Managed Care November 2005	Hmos More Solvent and Stable -- for Now With mergers and consolidations leading the way, there were fewer, and better run, companies with improved underwriting discipline.
U.S. Banker August 2010 Matthew de Paula	What's in the Cards? Big banks have dominated credit card lending for years, but new regulations have opened the door for small banks to win back some market share.
Registered Rep. June 25, 2009 Halah Touryalai	Regulation, Not Growth, Is Top Concern for RIAs Clients are demanding more of their time, revenues are taking a hit and on top of it all, there's potential for major regulatory changes in their industry.
CRM March 1, 2005 Jason Compton	Managing the Minutia An effective workforce management strategy increases service levels with less effort.
Bank Systems & Technology September 20, 2007 Maria Bruno-Britz	Sub-Prime Lending Mess Not Technology's Fault Experts say technology and good decision-making go together in avoiding loan risk.
The Motley Fool October 16, 2006 Joseph Khattab	Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending.
Bank Systems & Technology March 7, 2005 Cynthia Ramsaran	Managing More With Less In August 2002, Stillwater National deployed Cypress Software's Mark IV software to manage consumer credit applications.
Insurance & Technology February 19, 2009 Anthony O'Donnell	Federal Insurance Regulatory Proposal Draws Fire, Support Opponents of the National Insurance Consumer Protection and Regulatory Modernization Act (NICPRMA) call the bill an attempt to shoehorn optional federal charter into government regulatory activity meant to address systemic risk within financial services.
U.S. Banker March 2011 Rob Garver	Sowing Caution Though the ag sector remains strong, regulators are warning banks to avoid concentration risk - a message that is not going over too well.
U.S. Banker August 2008 William M. Aukamp	Real-Estate Trouble: It's DeJa Vu It seems that periodically banks get clobbered by the real-estate market. Given the periodic problems in real-estate lending, perhaps banks should consider having a real estate professional on the board.
Insurance & Technology December 13, 2006	Striving to Stand Out Underwriting technology initiatives should be at the top of insurance carriers ' corporate and strategic priorities for 2007.
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz	Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come?
Bank Technology News June 2009 John Adams	Rebuilding Trust in Mortgage Lenders The bad times that remain in the consumer lending market are partly born of a sense of betrayal - secondary market investors simply no longer trust lenders.
Wall Street & Technology January 5, 2007	Securities Lending Continues Growth Initially a back-office function handled by large banks and broker-dealers, securities lending now is a major front-office function that occupies a prominent position in many broker and custodian offices.
Bank Systems & Technology January 6, 2009 Katherine Burger	Bank Technology Outlook 2009: Risky Business Topics and trends that will set the tone for banking technology decision makers in 2009, with risk management and regulation compliance looming large.
U.S. Banker June 2008 Joseph Rosta	Credit Freeze Spreads Beyond Loan Market The credit crunch is now freezing up commercial credit lines, letters of credit and revolving credit.
Insurance & Technology January 26, 2005 Anthony O'Donnell	Engineering Underwriting Gary Kaplan, chief underwriting officer and head of the Technical Center strategic service unit for Zurich Financial Services subsidiary Zurich North America's commercial business division brings a more methodical and technology-driven approach to the company.
IndustryWeek March 16, 2011 Ebert et al.	Managing Regulatory Challenges in a Global Marketplace Meeting requirements in emerging markets makes regulatory compliance an increasingly difficult issue for manufacturers. A new study sheds light on the challenges and how leading companies are meeting them.