| Similar Articles |
|---|
 |
Financial Advisor
November 2011
Gail Liberman |
Hope For Retirees? Reverse mortgages are still being criticized for their complexity and high fees, but demand is rising and some advisors see advantages.   |
Registered Rep.
August 9, 2012
Mark Miller |
Reverse Mortgage Madness Two recent studies illustrate the pressure that the housing meltdown is putting on older homeowners - and the risks associated with draining home equity. |
Financial Planning
November 1, 2011
June Fletcher |
Going Into Reverse Several big banks have abandoned reverse mortgages this year, some watchdog groups have maligned them and consumers have shied away from them. Nevertheless, now may be a good time to recommend them to clients. |
Registered Rep.
December 8, 2011
Mark Miller |
How Reverse Mortgages Can Help Your Older Clients The reverse mortgage industry is re-focusing on a relatively new lower-cost loan type, which is starting to get traction in the market. |
Financial Advisor
January 2008
Gail Liberman |
A New Focus On Reverse Mortgages Many of the 78 million baby boomers are marching toward retirement with inadequate savings. Some see reverse mortgages as the one thing that might bail them out. |
The Motley Fool
April 21, 2010
Dan Caplinger |
Is the Housing ATM Reopening? Many seniors will be glad to hear what a number of lending institutions are saying about reverse mortgages. They are getting less expensive. |
The Motley Fool
June 23, 2011
Selena Maranjian |
Banks Say No Thanks to Reverse Mortgages Should you do likewise? |
Registered Rep.
December 13, 2013
Mark Miller |
A Step Back for Reverse Mortgages New rules from the U.S. Department of Housing and Urban Development that took effect in October reduce the size of some reverse loans, boost fees, and make drawdowns less flexible. |
Registered Rep.
April 18, 2012
Kevin McKinley |
The New Reverse Mortgage Magic There is a lesser-known use of this financial tool: letting qualifying buyers purchase a home with a decent down payment, but no mortgage to pay off, and with no in-depth consideration of their income, assets, or credit situation. |
Registered Rep.
April 27, 2011
Kevin McKinley |
Reverse Mortgages Preferable to Selling Mom's Home Many of your Boomer clients have elderly parents who are facing a seemingly unsolvable problem: how to produce enough income to cover increasing living costs without jeopardizing investment principal. |
U.S. Banker
March 2008
Anthony Malakian |
Reverse Mortgages Move Into the Mainstream Whether as a last resort to keep one's house or to finance a Mediterranean trip reverse mortgages are increasingly enticing seniors in want of additional income. |
U.S. Banker
August 2006
Lee Conrad |
Retiree Demand Trumps A Once-Dismal Reputation More retirees, who have woefully under-financed retirement plans, are choosing reverse mortgages. Some bankers see a large market with growth potential, but they have their work cut out for them. |
Financial Planning
August 1, 2005
Roccy DeFrancesco |
Staying at Home Reverse mortgages may be the answer for seniors in danger of outliving their assets. Even if an RM is not a good fit for your clients, it is important to know about them so you can advise clients if their friends, children or an outside advisor suggest an RM to them. |
The Motley Fool
December 31, 2004 |
The Reverse Mortgage Lowdown You can sell your home but stay in it -- sort of. A reverse mortgage allows you to convert the equity in your home into a lump-sum payment, monthly income, or a line of credit. |
Financial Planning
June 1, 2010
Jeanne Lee |
House Money As 401(k)s shrink and Social Security replaces a smaller share of income, retirees may need to reconsider tapping the value in their homes. |
Commercial Investment Real Estate
Mar/Apr 2014
Mary Stark Hood |
Cash Flow in Retirement: Reverse Mortgages or a Retained Life Estate This is the ninth article in a series on real estate gifting. Real estate professionals and their clients should consider all options when discussing the charitable donation of real property. |
Registered Rep.
December 1, 2005
Todd K. Ballenger |
Go With the (Reverse) Flow Help your clients by reversing outdated thinking about reverse mortgages. Learn to accommodate more of their "I needs" and their "I wants." Regard a reverse the way you would a forward mortgage: It is simply a device for improving cash flow. |
Registered Rep.
October 11, 2013
Mark Miller |
Should Older Clients Pay Off their Mortgages? Are you in denial about your older clients' mortgage debt? Pre-retired households are carrying larger mortgages in the wake of the housing bubble and bust, and many are carrying that debt into retirement. |
BusinessWeek
February 5, 2007
Ellen Hoffman |
Pumping Up Your Reverse Mortgage New 'jumbos' are giving retirees the cash they need to stay in their houses. |
This Old House
Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
The Motley Fool
September 24, 2007
Dan Caplinger |
A Jumbo Opportunity Interest rates on jumbo mortgages rose nearly half a percentage point in August, even as regular mortgage rates were mostly coming down. Is it time to raise the jumbo loan amount minimum? |
The Motley Fool
February 28, 2011
Dan Caplinger |
Why Getting a Mortgage Will Never Be the Same Lots of changes are happening to the mortgage market. |
Financial Advisor
July 2005
Gail Liberman |
Strong Interest Interest-only mortgages are hot, but they pose risks for clients. |
The Motley Fool
January 11, 2007
Dan Caplinger |
A New Kind of Refi Maybe homeowners are smarter than some people think. The share of the refinancing market attributable to adjustable-rate mortgages is at its lowest level since mid-2003. |
The Motley Fool
December 5, 2006
Dan Caplinger |
The Negative Amortization Trap Negative amortization loans are the only way some homeowners can buy their homes, but they present a trap for the unwary. Only by managing your finances carefully can you avoid a potentially disastrous result. |
This Old House
L. Gallant & D. Snoonian |
The Mortgage Crisis: Where to Go for Help The Fed's decision to lower interest rates means more people might be looking for home loans again. These Web-based resources can help you avoid the risky ones, and find the loan that's right for you. |
The Motley Fool
January 26, 2005
Selena Maranjian |
When Debt Is Too Good to Be True Beware of interest-only mortgages and other extreme loans. |
The Motley Fool
November 28, 2006
Mary Dalrymple |
Gas Up Your Mortgage? Could an accelerator program be a good idea if you've worked through your priorities and decided that paying off your mortgage quickly ranks at the top? |
BusinessWeek
October 16, 2006
James Mehring |
More Scrutiny For High-Risk Mortgages New guidance put out by U.S. bank regulators warned lenders to keep up their due diligence when issuing exotic mortgages. The impact could be fewer mortgages and less demand for homes. |
The Motley Fool
March 25, 2011
Selena Maranjian |
Beware This Mercurial Mortgage The potentially risky ARM home loan is once again gaining popularity. |
The Motley Fool
April 19, 2004
Chris Mallon |
In Your Best Interest Rising home prices make interest-only mortgages a popular tool for homebuyers. |
The Motley Fool
May 31, 2006
Selena Maranjian |
Lose That Mortgage? Anyone thinking of cashing in stocks, bonds, 401(k)s, to pay off their mortgage? Think hard about where your money is right now. Your home's value may drop. And even if it keeps rising, it might not do so as quickly as your stocks, funds, and dividends do. |
The Motley Fool
October 26, 2007
Dan Caplinger |
Don't Cut Off ARMs to Spite Your Face Mortgage products aren't the problem. Borrowers are. Used correctly, option ARMs provide flexibility that can be extremely helpful to borrowers whose cash flow isn't steady and predictable. |
The Motley Fool
March 21, 2006
Selena Maranjian |
Mortgage Science Fiction Some mortgages are likely to outlive you. Think twice before signing up. |
The Motley Fool
April 2, 2007
Dan Caplinger |
Free Mortgage? Look Again Free offers are rarely simple acts of kindness. When you see a no-cost mortgage, ask your lender about what exactly is free. |
The Motley Fool
November 2, 2006 |
Mortgage Points, Explained If you're learning about mortgages, you'll hear the term "points" a lot. A "point" is 1% of the value of the mortgage loan. |
The Motley Fool
October 12, 2006
Mary Dalrymple |
Payment Shock! The Fed worries that mortgage buyers will get blindsided by certain mortgages. If you're in the market for a home, look at all of the different types of mortgages available. |
Registered Rep.
June 1, 2012
Mark Miller |
Five Ways to Change Your Clients' Retirement Math These basic moves can make a big difference. |
BusinessWeek
April 12, 2004
Christopher Palmeri |
Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high |
Financial Advisor
April 2004
Gail Liberman |
Advisors Reap Commissions From Mortgage Boom A few options provide opportunities for advisors to originate mortgages. |
The Motley Fool
July 14, 2008
Dan Caplinger |
Curtains for the American Dream? How trouble with Fannie and Freddie could affect your ability to get a mortgage. |
Registered Rep.
January 28, 2015
Kevin McKinley |
Early Retirees Should Make the Most of Their Mortgages Ignoring this portion of a client's financial picture could mean less flexibility, and more money going toward taxes -- especially for those who would rather retire sooner than later. |
The Motley Fool
February 15, 2011
Selena Maranjian |
Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually. |
The Motley Fool
February 15, 2008
Dan Caplinger |
Can You Really Just Walk Away? Giving up on your mortgage and letting the bank foreclose on your property might seem easy, but how smart is it? |
Financial Advisor
July 2008
David J. Drucker |
Retirement On Hold With a shaky market, retirement plans must be rethought, modified and, hopefully, salvaged. |
The Motley Fool
May 31, 2005
Rich Smith |
Interested in Interest-Only? Here is a look at the risks that interest-only mortgages pose not only to homeowners, but to investors in the banks offering these seemingly sweet ( to homebuyers) deals. |
The Motley Fool
November 8, 2011
Morgan Housel |
Fixing Housing: Easier Said Than Done Ever since 2007, there's been a push from both private executives and public policy makers to do more, tweaking every knob in an attempt to end the housing slump sooner rather than later. |
The Motley Fool
March 5, 2007
Dan Caplinger |
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt. |
The Motley Fool
December 14, 2006
Mary Dalrymple |
Mortgage Payment Blues If your mortgage rate is rising, is it time to refinance? |
The Motley Fool
August 18, 2010
Dan Caplinger |
You Really Need to Do This Again Mortgage rates are down again. Time to refi? |
