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Financial Planning
February 1, 2007
Donald Jay Korn
New-Wave Annuities From reduced-risk participation in the stock market to longevity insurance, financial planners have an expanding array of annuities to meet client needs. mark for My Articles similar articles
Financial Planning
February 1, 2006
Donald Jay Korn
Annuities Special: The Right Rider Boomers want guaranteed lifetime income, but don't want to buy an immediate annuity. Variable annuity issuers think they have a solution. mark for My Articles similar articles
Financial Planning
October 1, 2005
Frank O'Connor
Proliferating Benefits Guaranteed living benefits continue to drive variable annuity sales and morph into new options. Financial planners, take note. mark for My Articles similar articles
Financial Advisor
February 2005
Tracey Longo
Guarantees Spur Income Variable Annuities Sales Burgeoning investor interest in guaranteeing some part of their retirement income, especially in this era of diminishing pensions, is spurring more companies to develop a host of new variable products and features. mark for My Articles similar articles
Financial Planning
October 1, 2006
Frank O'Connor
Reference for Riders Variable annuities now come with a slew of optional riders to choose from. Here's what you should consider. mark for My Articles similar articles
The Motley Fool
February 24, 2004
J. Graham
Beware of Brokers Bearing Annuities Annuities may sound good, but their costs overwhelm their benefits. Stockbrokers and financial advisors love to sell annuities because of the high commissions they reap. My ex-broker sold one to me, and it has proven to be the most restrictive, highest-cost, least-liquid, and poorest-performing investment in my portfolio. mark for My Articles similar articles
Financial Planning
August 1, 2007
Donald Jay Korn
Lean Cuisine Lower-cost variable annuities can be a key ingredient in your financial advisory client's retirement recipe. mark for My Articles similar articles
On Wall Street
November 1, 2008
Elizabeth Wine
Seeking Unsexy Annuities Annuities have received a bad rap of late for their high fees and confusing contracts. But as other investments tank, clients are once again looking for guaranteed income streams from their portfolios. mark for My Articles similar articles
Financial Planning
December 1, 2007
Ilana Polyak
Annuities, Revisited Financial advisors who once sneered at annuities are now realizing that they could be a magic bullet. mark for My Articles similar articles
On Wall Street
October 1, 2012
Dave Lindorff
Indexed Annuities Grab the Spotlight Indexed annuities have gained popularity while variable annuities have softened, as the players on the buy and sell side change. mark for My Articles similar articles
Financial Advisor
September 2006
Frank O'Connor
An Expensive Guarantee? Guaranteed Minimum Withdrawal Benefit (GMWB) features in variable annuities have grown steadily in popularity since first introduced in 2002. But financial advisors need to know if this feature is really worth the cost. mark for My Articles similar articles
Registered Rep.
September 1, 2005
Chris O'Leary
The Trouble With Annuities For registered reps, annuities, one of the most lucrative and complex items in an advisor's repertoire, can appear to be a cure-all for clients. Clients seem to love them, because of the guaranteed income -- even if they don't understand them. mark for My Articles similar articles
Financial Advisor
February 2007
Tracey Longo
Variable Annuities Get Sales Boost Do you really want to get your clients' attention as they prepare for retirement? Talk to them about variable annuities. mark for My Articles similar articles
Financial Planning
September 1, 2008
Joseph A. Tomlinson
Retirement Income Products: A Wish List America faces a retirement crisis that is perhaps even bigger than the "47 million uninsured" crisis we face in healthcare. Which financial products can individuals purchase today to reduce the risk of outliving their assets? mark for My Articles similar articles
Registered Rep.
October 1, 2002
Pamela J. Black
Not So Easy Riders The bear market has created interest in annuities that offer guarantees on returns. A look at riders being offered to protect value, improve liquidity, etc. mark for My Articles similar articles
On Wall Street
September 1, 2008
Laurence P. Greenburg
The Tax Smart Workhorse The flat-fee variable annuity can accelerate wealth accumulation and retirement income. mark for My Articles similar articles
Registered Rep.
October 1, 2002
Pamela J. Black
The Pros and Cons of Annuities With retirement accounts battered by the bear market, guaranteed income from a fixed annuity now has more appeal, especially for clients who may be too close to retirement to count on a rebound from equity markets alone. This article surveys types of annuities, tax implications, and fees. mark for My Articles similar articles
Financial Advisor
May 2010
Alan Lavine
Sizing Up Annuities In the wake of the recent financial meltdown, the income guarantees offered by annuities have become quite attractive. The payouts are appealing, but do your homework. mark for My Articles similar articles
Registered Rep.
September 17, 2012
Alan Lavine
Insuring Income You'd like to insure at least part of your client's income for life. But do you choose a variable annuity with a guaranteed lifetime withdrawal benefit? Or an immediate annuity? mark for My Articles similar articles
BusinessWeek
February 7, 2005
Ellen Hoffman
Annuities: Don't Believe The Hype Many of the tax benefits of variable annuities no longer exist, but the hard sell continues mark for My Articles similar articles
Financial Advisor
August 2010
Alan Lavine
A Good Fit Immediate annuities fit well in retirement income plans. mark for My Articles similar articles
On Wall Street
February 1, 2010
Elizabeth Wine
Variable Annuities Are Down but Not Out Variable annuities had a tough 2008 and 2009 like everybody else. mark for My Articles similar articles
Financial Planning
May 1, 2008
Bob Veres
Cheerleaders in Lab Coats Every few years, it seems like the marketplace produces a "study" of variable annuities that makes the product look too good to be true. The latest is from Ibbotson Associates. mark for My Articles similar articles
Registered Rep.
November 14, 2014
Kevin McKinley
Tapping Annuities for an Early Retirement Annuities can offer nearly unlimited savings potential and unique benefits that can pique the interest of would-be early retirees. mark for My Articles similar articles
Investment Advisor
July 2008
Melanie Waddell
Drivers of Annuity Sales Assets in annuities will jump to $2.9 trillion by 2012 -- a compound annual growth rate of 7.9% -- sparked by demographic trends and product development that addresses both guaranteed income and principal protection. mark for My Articles similar articles
On Wall Street
January 1, 2012
John Diehl
Lifting The Cloud Over Annuities Anyone who sells annuities knows two things to be true: annuities can deliver significant value to clients and they are also one of the most misunderstood financial products on the market. mark for My Articles similar articles
The Motley Fool
July 25, 2007
Buz Livingston
Beware of Brokers Bearing Annuities Be careful, be very careful, when listening to sales pitches from insurance agents promoting retirement planning. Big commissions and poor performance can cost you. mark for My Articles similar articles
Financial Advisor
May 2012
Alan Lavine
Sudden Impact How can advisors minimize the effect of large losses in a retirement portfolio just when clients want to begin withdrawals? mark for My Articles similar articles
Financial Planning
January 1, 2005
Rick Carey
Looking for Direction With new sales slowing, issuers hope some recent product developments will jump-start investor interest in VAs (variable annuity) in 2005. mark for My Articles similar articles
Registered Rep.
August 15, 2011
Alan Lavine
Investors Flock to Variable Annuities With Guaranteed Benefits, But Beware Retiring baby boomers are pouring their money into variable annuities with guaranteed lifetime withdrawal benefits. mark for My Articles similar articles
Investment Advisor
March 2008
Melanie Waddell
Sweetening the Pot A new report has found that adding a variable annuity with a lifetime guaranteed minimum withdrawal benefit rider to a traditional stock and bond retirement portfolio can increase income while decreasing income risk. mark for My Articles similar articles
Financial Advisor
February 2008
Jay Kabad
Something To Live With? Billions of dollars are now being invested in variable annuities. Part of the attraction are the guarantees, the so-called living benefits. mark for My Articles similar articles
Financial Advisor
June 2007
Thomas Scott
What An Airline Crash Taught Me About Retirement Planning It doesn't take a catastrophic crash to cause significant injuries, in an airliner or in a retirement plan. As advisors, how can we best assure our clients will have an adequate income stream for their lifetimes? mark for My Articles similar articles
The Motley Fool
October 9, 2009
Dan Caplinger
This Much-Hated Investment Could Actually Help You Few investments inspire such devotion and scorn as annuities. mark for My Articles similar articles
Financial Planning
February 1, 2005
Donald Jay Korn
All Fixed Up? Low returns have dampened the demand for fixed annuities, but will the aging of America spur sales of fixed annuities? mark for My Articles similar articles
Financial Planning
April 1, 2008
Stacy Schultz
Eye on Flat-Fee VAs A new study compares the benefits of using a tax-deferred flat-fee variable annuity, a variable annuity, and a taxable account for retirement savings. mark for My Articles similar articles
Financial Advisor
May 2008
Tracey Longo
Living Long, Living Well A handful of insurers and advisors have been touting "longevity insurance" for several years now -- an income annuity-based product they hoped would catch fire with retirees frightened of going broke. mark for My Articles similar articles
Financial Planning
May 1, 2011
Joseph A. Tomlinson
Income Choices Retirement income is a growth industry, and the menu of products is expanding fast. Immediate annuities and variable annuities with living benefits are established products, while longevity insurance and standalone living benefits are more recent additions. mark for My Articles similar articles
Financial Planning
August 1, 2010
Paul Menchaca
Annuities From Bust to Boom With roughly 76 million baby boomers set to retire, the insurance industry could be poised to significantly grow its annuity market. mark for My Articles similar articles
Financial Planning
February 1, 2008
Donald Jay Korn
Immediate Gratification New studies show that Immediate annuities add both income and stability to a retirement portfolio. mark for My Articles similar articles
CFO
March 1, 2007
Marie Leone
Beware the Fine Print Despite some welcome improvements, variable annuities still scream ''caveat emptor.'' mark for My Articles similar articles
Financial Advisor
July 2011
Gail Liberm
Aiming For Advisors New annuity products and platforms are being designed to appeal to fee-only advisors. mark for My Articles similar articles
Investment Advisor
May 2010
James J. Green
Retirement Planning: ING Back Into Retirement Merges units, rolls out new VA, names CEO. mark for My Articles similar articles
Financial Advisor
September 2012
Alan Lavine
The Price Of Old Age Longevity insurance may appeal to some clients who want guaranteed income late in life. mark for My Articles similar articles
Financial Planning
April 1, 2005
Rick Carey
Going for GMWB Guaranteed minimum withdrawal benefits for life drove variable annuities in 2004--and will again. mark for My Articles similar articles
Financial Advisor
June 2012
Alan Lavine
Tough Business Major players exit variable annuities, but VA sales are up overall. mark for My Articles similar articles
Financial Planning
June 1, 2009
Paul Menchaca
Post-Boom It is no secret that as investors continue their flight to safety, the variable annuity boom has at least deflated, if not entirely gone bust. More conservative retirement products are now in favor. mark for My Articles similar articles
Financial Advisor
November 2011
Alan Lavine
Finding A Floor Annuities gain traction in a world of low returns. mark for My Articles similar articles
Registered Rep.
July 1, 2004
Stan Luxenberg
The Problem With a Long Life Academics are stepping forward, seeking to describe portfolios that will produce maximum returns while ensuring that retirees don't outlive their assets mark for My Articles similar articles
Financial Advisor
February 2006
Tracey Longo
A Push For Lifetime Income Variable annuity providers hope to jump-start their business by selling security to worried baby boomers. mark for My Articles similar articles