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The Motley Fool October 16, 2006 Joseph Khattab |
Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending. |
U.S. Banker January 2008 Michael Sisk |
The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing. |
Bank Technology News December 2007 Michael Sisk |
The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age? |
HBS Working Knowledge September 22, 2014 Karen Mills |
Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth. |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
The Motley Fool June 7, 2011 Cindy Johnson |
More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan. |
Registered Rep. June 25, 2014 John Kador |
An Advisor's Guide to Peer-to-Peer Investing Lending between individuals has been around since the beginning of human civilization. It may be the world's second-oldest profession. |
The Motley Fool January 31, 2005 Selena Maranjian |
Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances. |
Inc. August 2003 Bobbie Gossage |
SBA Finds Another Billion for Loans The Small Business Administration has created an additional $1.4 billion in lending authority. |
Reason March 2009 Veronique de Rugy |
Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses. |
Entrepreneur July 2007 Carol Tice |
Peer Power Look online for funding by the people, for the people. |
Entrepreneur February 2008 Rosalind Resnick |
Nothing Personal How can you protect yourself and your assets from risk when securing a business loan? |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. |
The Motley Fool April 2, 2007 Nathan Parmelee |
Quick Take: Credit Tightens Outside U.S. Too Consumer credit is tightening in Japan. |
National Real Estate Investor June 1, 2005 Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. |
U.S. Banker March 2011 Steve Garmhausen |
SBA Revamps Lending for Underserved Markets After too many defaults and too little loan volume for its Community Express program, the SBA is starting over -- and excluding banks this time. |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement. |
Entrepreneur July 2006 Carol Tice |
Fund Do Business borrowers and individual lenders come together on this new site. |
The Motley Fool March 5, 2007 Dan Caplinger |
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt. |
Entrepreneur July 2009 Jennie Dorris |
Sharing the Micro Wealth Kiva.org connects people making microloans to entrepreneurs around the world. |
Commercial Investment Real Estate Jul/Aug 2004 Brown & Weiss |
The Money Race Borrowers benefit as lenders chase commercial property deals. |
National Real Estate Investor May 1, 2007 W. Joseph Caton |
Small-Cap Attraction The business of buying, managing and trading smaller commercial properties has now become a favored target market of both portfolio and conduit lenders. |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
Entrepreneur July 2007 Crystal Detamore-Rodman |
No Limits Choosing a bank with fewer lending limitations will keep you from hitting a credit roadblock when you need financing most. |
Entrepreneur October 2006 Crystal Detamore-Rodman |
A Perfect Union Looking for a better relationship with your bank? A credit union could be the financing solution you need. |
InsideFlyer August 2012 |
Give Back, Get Miles Members of the Milepoint Kiva team have found that Kiva is a great way to help others while earning thousands, sometimes millions, of miles for themselves. You can earn 1,000 miles for purchasing a $1,000 big-screen TV or you can lend out $1,000 to a farmer in a third-world country. |
Entrepreneur February 2005 C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans. |
Commercial Investment Real Estate Nov/Dec 2014 Pruitt & DeRensis |
CMBS Maturity Wave Commercial mortgage-backed securities lending has shown signs of health to the tune of $84 billion issued in 2013, and issuance anticipated to approach $100 billion in 2014 |
Entrepreneur April 2005 Crystal Detamore-Rodman |
Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in. |
Commercial Investment Real Estate Jul/Aug 2015 Tim Koltermann |
CMBS Forecast Commercial mortgage-backed securities lending is alive and well -- maybe too well, depending on where you look in the market. |
Inc. February 2008 Robb Mandelbaum |
Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image. |
The Motley Fool October 16, 2007 Dan Caplinger |
How Not to Profit From the Mortgage Crisis It's tempting to try to profit from the irrational state of the mortgage lending market. Beware, investors, in many cases, trust deeds are extremely risky. |
U.S. Banker February 2010 Glen Fest |
A New Calling Two small New England banks are moving into a line of business few their size have tried. Is this the future of community banking? |
Inc. August 2006 Alex Salkever |
Brother, Can You Spare a Dime? The new alternative to banks and VCs: person-to-person lending. |
BusinessWeek June 10, 2010 Schmidt & Westbrook |
An Online Lender Takes on the SEC Peer-to-peer lender Prosper Marketplace says it shouldn't be treated like an investment firm. |
AskMen.com March 4, 2001 Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... |
FDIC FYI January 29, 2003 |
Payday Lending Some insured depository institutions have failed to properly assess and control the risks associated with their payday lending programs. The consequences of deficiencies in risk management practices for payday lending programs can be severe. |
Reason March 2009 Katherine Mangu-Ward |
Lender Ender Threats from state and federal regulators have led Prosper, an online auction site that allowed individuals to negotiate private loans, to suspend its operations and leaves its future uncertain. |
The Motley Fool April 24, 2007 Tim Beyers |
Quick Take: Have Banks Learned Nothing? When the subprime crisis first struck, Wall Street wondered whether it would spread to prime lenders such as Washington Mutual and Bank of America. Many investors appear to believe that it will. |
Bank Systems & Technology June 11, 2009 Maria Bruno-Britz |
Kiva Looks to Bring Microlending to U.S. Entrepreneurs Kiva is gaining traction in the U.S. as an alternative loan source for small business owners in need of funding. |
CFO June 15, 2012 Vincent Ryan |
Banks Ease Terms for Business Loans Fiercer domestic competition is making U.S. banks more flexible on spreads, interest-rate floors, and other costs to borrowers. |
U.S. Banker January 2011 Alan Kline |
Common-Sense Ideas for Consumer Lending Even the smallest consumer loan requires almost as much documentation as a $250,000 business loan, and it's only going to get worse under Dodd-Frank. |
CFO November 1, 2004 Randy Myers |
Squeezing the SBA Small-business borrowing may get more expensive. |
BusinessWeek October 31, 2005 Mara Der Hovanesian |
Hedges: The New Corporate ATMs Hedge funds and other institutional investors are lending money to corporations as banks get pickier. |
Entrepreneur August 2003 Crystal Detamore-Rodman |
Give 'Em Credit They're not just for car loans and home mortgages. Now credit unions are making business loans. |
The Motley Fool January 6, 2005 Tom Taulli |
CIT Goes Back to School CIT Group now wants to go consumer -- starting with school loans. The lender recently purchased Education Lending Group for $318 million in cash. |
Commercial Investment Real Estate Sep/Oct 2011 Thomas R. Petty |
Loan Language What can borrowers negotiate under today's stricter standards? |
U.S. Banker December 2010 Rob Garver |
SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge. |
BusinessWeek November 19, 2007 Lewis Braham |
Help a Homeowner, Get a Double-Digit Return Whether the loan is between friends or strangers, private lenders say returns after expenses have historically been in the low double digits. |
The Motley Fool January 22, 2007 Nathan Parmelee |
Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note. |