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Bank Technology News February 2007 Glen Fest |
Mortgage Securities: Slow MBS Market Hikes Fraud Risk Investment banks that buy mortgage-backed securities have a deeper worry than the billion-dollar estimate of fraud in lending each year. The fear is that it could be much worse. Technology vendors are selling products that ferret out fraud in secondary market pools. |
U.S. Banker March 2011 Tim Grace |
Mortgage Buybacks Point To Need for Better Analytics With mortgage fraud rising, the need for consistent, industry-wide fraud controls are a fundamental building block for improved loan quality. |
National Real Estate Investor January 1, 2005 Matt Hudgins |
Leaping Through The Lending Trough According to the normal rhythms of the real estate industry, the first years of this decade should have been a slow period for lenders. To the delight of the mortgage industry, it hasn't worked out that way. |
The Motley Fool December 8, 2006 Mary Dalrymple |
Mortgage Power for Everyone Arm yourself with information before shopping for a home loan. |
The Motley Fool August 16, 2007 John Rosevear |
Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history. |
BusinessWeek August 20, 2007 Der Hovanesian & Grow |
Did Big Lenders Cross The Line? Lawsuits assert some firms doctored loan documents. |
Entrepreneur April 2007 Jennifer Pellet |
One Step Ahead Options for buying a home when you can't prove income. |
Bank Technology News October 2010 Sausner et al. |
Balancing Act Here's a look at three areas of mortgage lending -- origination risk, default management, and impending regulations -- and some of the answers on the table today. |
National Real Estate Investor June 1, 2005 Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. |
Bank Technology News June 2009 John Adams |
Rebuilding Trust in Mortgage Lenders The bad times that remain in the consumer lending market are partly born of a sense of betrayal - secondary market investors simply no longer trust lenders. |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. |
Bank Technology News June 2009 John Adams |
Slow Down and Smell the Accountability There's no better sign of how the mortgage market's atmosphere has changed than what potential borrowers are hearing from Ameritrust. |
The Motley Fool February 15, 2011 Selena Maranjian |
Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz |
Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come? |
Bank Technology News November 2007 John Adams |
Mortgage: How to get "More" accurate with Loans The mortgage tumult has made lenders renew their focus on firmly understanding the true creditworthiness of their leads. |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
BusinessWeek January 9, 2006 Justin Hibbard |
So Many Lenders, So Few Takers As housing slumps, the roof is falling in on the overbuilt mortgage industry. |
The Motley Fool March 5, 2007 Dan Caplinger |
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt. |
The Motley Fool February 29, 2008 Tom Hutchinson |
A Wild Week for Fannie and Freddie Analyst downgrades. Worse-than-expected earnings. The lifting of federal loan limits. Put it all together, and Fannie Mae and Freddie Mac have experienced one of the most tumultuous weeks in their history. |
Bank Technology News October 2008 Clark Abrahams |
Reverse Reengineering of Risk The science of risk scoring needs some tweaking. |
Commercial Investment Real Estate Nov/Dec 2014 Pruitt & DeRensis |
CMBS Maturity Wave Commercial mortgage-backed securities lending has shown signs of health to the tune of $84 billion issued in 2013, and issuance anticipated to approach $100 billion in 2014 |
Bank Technology News June 2009 John Adams |
Outsourcing Risk: Possible, But Wise? Risk management is becoming more complex as lenders perform broader due diligence on a higher percentage of borrowers. |
U.S. Banker August 2001 Ted Cornwell |
Fears of Defaults Subprime loans are behind the fears. They have not been tested in a declining economy and analysts don't know what to expect. |
The Motley Fool September 2, 2004 Selena Maranjian |
Homebuying With Good Credit, Little Cash Will this newfangled kind of mortgage help you buy a house? |
Bank Systems & Technology September 20, 2007 Maria Bruno-Britz |
Sub-Prime Lending Mess Not Technology's Fault Experts say technology and good decision-making go together in avoiding loan risk. |
The Motley Fool November 27, 2009 Russ Krull |
Banking on Clues From the FHA FHA funds report sheds some light on mortgage performance. |
BusinessWeek June 7, 2004 Dean Foust |
Look Out Below, Lenders The end of the mortgage boom is nigh -- and it could get ugly for banks and thrifts. |
The Motley Fool July 14, 2008 Dan Caplinger |
Curtains for the American Dream? How trouble with Fannie and Freddie could affect your ability to get a mortgage. |
The Motley Fool January 28, 2008 Selena Maranjian |
Refinancing Catch-22 Mortgage refinancing is available ... for those who need it least. |
BusinessWeek April 24, 2006 Mara Der Hovanesian |
Mortgage Lenders: Who's Most At Risk As delinquency rates rise, red flags are flying over some aggressive finance outfits. |
Inc. February 2008 Robb Mandelbaum |
Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image. |
Financial Planning March 1, 2008 Donald Jay Korn |
Seeing Red Sallie Mae, the leading lender to college students, reported a $1.6 billion loss in the fourth quarter of 2007. Sallie Mae isn't the only student lender that has been bloodied recently. Students and parents need to be cautious when looking for student loans. |
U.S. Banker November 2008 Clark Abrahams |
Reverse Reengineering of Risk As the recent mortgage crisis has exposed, the science of risk scoring needs some tweaking. |
Bank Systems & Technology July 23, 2008 Orla O'Sullivan |
Fannie, Freddie Troubles May Have Been Avoided If Technology Was Used Properly As observers watch cash-strapped Fannie Mae and Freddie Mac being propped up by the government, many wonder how technology failed to save the agencies and the lenders supplying mortgages to them from being left holding the bag on so many bad loans. |
The Motley Fool September 14, 2011 Selena Maranjian |
Be Careful With This Bandwagon Home-equity loans present dangers for borrowers and banks alike. |
BusinessWeek December 3, 2009 Francis & Silver-Greenberg |
What Lurks on the Books of Banks Their profits have rebounded, but shaky home-equity and credit-card debt -- for starters -- could change that |
National Real Estate Investor December 22, 2003 |
Torto Wheaton, Moody's Partner to Produce New Real Estate Credit Risk Software Moody's Investors Service and Torto Wheaton Research will team up to develop software analyzing the risk of commercial mortgage whole loan portfolios. The software will help banks, life insurance companies and other holders of whole loans analyze credit risks. |
BusinessWeek July 19, 2004 Christopher Palmeri |
Lenders Switch On Their Back-Up Systems After one of the nation's largest mortgage lenders announced earnings 17% below expectations, investors wondered if the nation's three-year-long mortgage bonanza might end not with a soft landing but with an earnings-pummeling thud. |
Bank Technology News April 2009 John Adams |
Loss Mitigation in 3-D Collections and loss mitigation platforms are graduating to a level of Web-enabled sophistication that culls data from multiple channels and multiple products. |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
Bank Technology News January 2006 John Adams |
Wholesale Mortgages: UBOC's Broker Road Becomes Automated The lender's strategy is heavy on implementing electronic loan execution. The goal? Cutting cost and time-and eliminating paper from desks of customer-facing partners. |
Commercial Investment Real Estate Mar/Apr 2010 Jerry Dunn |
Bridging the Gap A new breed of lenders is providing capital in today's commercial real estate market. |
U.S. Banker July 2010 Alan Kline |
Finding 'Harmony' in Refi Loans 1st Commonwealth of Virginia offers a new kind of loan aimed at retaining customers in times of lower rates, when borrowers typically defect. |
Bank Technology News December 2002 Melissa Solomon |
Making the Most of Refis Mortgage lenders and analysts support the idea of an effective prepayment tool that would assign numbers to individual borrowers based on their propensity to refinance, but they're cautious in their optimism. |
Commercial Investment Real Estate Jan/Feb 2011 Brad Cox |
The Loan Request Package How to request -- and get -- the best loan from today's limited lending sources |
The Motley Fool September 14, 2007 Emil Lee |
Fool on the Street: Capital One's Crystal Ball Capital One explains why the subprime mess has not spilled over into other consumer lending areas. Investors should take note. |
Reason March 2009 Veronique de Rugy |
Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses. |
FDIC FYI September 17, 2003 Susan Burhouse |
Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks. |
Commercial Investment Real Estate Nov/Dec 2009 Steve Bram |
Capital Markets Conundrum Are there viable solutions to today's financing puzzle? |