Similar Articles

Browse Main Topics:

Business
Computers & Electronics
Education & Reference
Entertainment & Leisure
Family & Home
Finance & Investment
Health
Internet
Pets & Animals
Science & Technology
Society, Politics & Culture
Sports & Recreation

Similar Articles

Bank Systems & Technology December 30, 2008 Orla O'Sullivan	As Defaults Mount, Many Question FICO Scores' Value FICO scores did nothing to prevent the subprime crisis, so what use are they?
Bank Systems & Technology August 1, 2007 Maria Bruno-Britz	Lenders Focus on Customer Relationships Lenders are challenged to find ways to grow revenue in a more risk-averse climate. As always, technology is playing a key role in their efforts to adapt to the new market conditions.
Bank Systems & Technology December 30, 2008 Orla O'Sullivan	Enter FICO 08: The Next-Gen Credit Score The FICO score, named for Fair Isaac & Co., its Minneapolis-based creator, is so much the standard among credit scores that FICO's imitators have been nicknamed Fakos.
Bank Systems & Technology August 24, 2006 Maria Bruno-Britz	Digitization and Automation Will Yield Great Returns In Mortgage Biz As the refinance boom fizzles, mortgage lenders should reassess their processes, according to BearingPoint.
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz	Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come?
U.S. Banker November 2007 Frank McKenna	For Mortgage Lenders, Taking the Profitability Road Now is the time for the mortgage industry to focus on rebuilding profitability.
Bank Systems & Technology June 24, 2008 Maria Bruno-Britz	Not Too Early for Lenders to Regroup and Think Ahead Yes, lenders must clean up the mess left by the credit crunch. But, after all, for every down cycle, there's a recovery, too, and they will want to make sure they're ready with the right strategies and technology for the next upswing in the market.
Bank Systems & Technology June 24, 2008 Ann Grochala	In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.
Bank Technology News October 2008 Clark Abrahams	Reverse Reengineering of Risk The science of risk scoring needs some tweaking.
U.S. Banker November 2008 Clark Abrahams	Reverse Reengineering of Risk As the recent mortgage crisis has exposed, the science of risk scoring needs some tweaking.
The Motley Fool February 15, 2011 Selena Maranjian	Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually.
Bank Systems & Technology June 2, 2004 Kristi Nelson	The Holy Grail of Loan Processing Online lenders have a jump on unlocking the potential of straight through mortgage processing.
Bank Systems & Technology February 25, 2008 Maria Bruno-Britz	FICO Score Back In Lenders' Risk Management Arsenal Fair Isaac will introduce its latest version, FICO 08, which is designed to be more sensitive in scoring individuals.
Bank Systems & Technology November 1, 2005 Phil Britt	Show Me the Money Mortgage lenders are investing in technologies to increase process efficiencies and enable better targeting of loan prospects, according to industry analysts.
The Motley Fool June 20, 2006 Dayana Yochim	Fake Credit Scores for Sale You might be surprised how label-conscious your lender really is. No matter what the scoring scale, all of these systems are designed to achieve one goal -- to see how risky it is to do business with you based on your past behavior.
This Old House L. Gallant & D. Snoonian	The Mortgage Crisis: Where to Go for Help The Fed's decision to lower interest rates means more people might be looking for home loans again. These Web-based resources can help you avoid the risky ones, and find the loan that's right for you.
The Motley Fool January 28, 2008 Selena Maranjian	Refinancing Catch-22 Mortgage refinancing is available ... for those who need it least.
Bank Systems & Technology November 26, 2007 Maria Bruno-Britz	Lending Tech Vendor Space to See Realignment As lenders find themselves in the throes of the credit crunch, the ill effects are trickling down to the lending technology vendors, ushering in a realignment in the space.
Bank Technology News February 2009 John Adams	They'll Be Careful This Time Today's more sober underwriting environment and skittish capital markets that have rediscovered risk should prevent a rash of bad Web-enabled loans this time around -- one hopes.
BusinessWeek May 1, 2008	Navigating the Crunch A financial aid expert explains how borrowers can best ride it out.
The Motley Fool February 14, 2007 Mary Dalrymple	How Bad Credit Can Cost You Being careless with your credit scores could drain your piggy bank. Your credit score determines not only whether you can get a loan or a line of credit, but it also determines the interest rates that a bank or lender charges.
The Motley Fool December 19, 2007 Selena Maranjian	Tougher Credit Days Ahead The subprime-lending crisis may affect us non-subprime folks, too.
The Motley Fool August 16, 2007 John Rosevear	Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history.
Bank Technology News January 2006 John Adams	Wholesale Mortgages: UBOC's Broker Road Becomes Automated The lender's strategy is heavy on implementing electronic loan execution. The goal? Cutting cost and time-and eliminating paper from desks of customer-facing partners.
U.S. Banker April 2011 Hugh Kelly	There They Go Again? Banks opening the spigot for commercial real estate lending are not as foolhardy as some critics contend.
Bank Technology News April 2009 John Adams	Loss Mitigation in 3-D Collections and loss mitigation platforms are graduating to a level of Web-enabled sophistication that culls data from multiple channels and multiple products.
Commercial Investment Real Estate Mar/Apr 2010 Jerry Dunn	Bridging the Gap A new breed of lenders is providing capital in today's commercial real estate market.
U.S. Banker September 2008 Tambor & Cortez	The Perils Of Crisis Mode Risk exposure is now racing through the home equity lending industry, leaving a far different landscape for institutions to navigate. As home prices fall and delinquencies soar, lenders are scurrying into defense mode.
Bank Technology News June 2009 John Adams	Rebuilding Trust in Mortgage Lenders The bad times that remain in the consumer lending market are partly born of a sense of betrayal - secondary market investors simply no longer trust lenders.
Bank Technology News November 2007 John Adams	Mortgage: How to get "More" accurate with Loans The mortgage tumult has made lenders renew their focus on firmly understanding the true creditworthiness of their leads.
The Motley Fool April 2, 2007 Nathan Parmelee	Quick Take: Credit Tightens Outside U.S. Too Consumer credit is tightening in Japan.
U.S. Banker January 2008 Michael Sisk	The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing.
Bank Technology News January 2008 Glen Fest	Risk Without Reward The subprime mess has exposed how fragile banks are today to market pressures, and how much can fall on the shoulders of risk officers. Finding a path forward from the ashes will require stronger leadership overseeing risk.
U.S. Banker March 2009 John Adams	Automating Refi's: They'll be Careful This Time Automated origination platforms are busy again. But today's more sober underwriting environment and skittish capital markets that have rediscovered risk should prevent a rash of bad Web-enabled loans.
U.S. Banker February 2003 Jeremy Quittner	Bruised Under the Surface Debt for the distressed leads to a bumpy ride for credit card issuers like Capital One
Bank Technology News January 2007 John Adams	Paperless Mortgages: The Broker Pens Her Own Program Hawaiian mortgage broker Donna Iwane was frustrated by cumbersome processing, so she developed a Web application that creates loan proposals in less than a minute.
Bank Systems & Technology May 8, 2007 Maria Bruno-Britz	IBM Launches Loan Fulfillment Company Lender Business Process Services provides lenders with technology and business process assistance for their mortgage operations.
Bank Systems & Technology April 1, 2005 Cynthia Ramsaran	Echoes of the Mortgage Boom With more institutions vying for the business of fewer customers, it's more important than ever for mortgage players seeking to grow revenues to improve service by offering new and differentiated mortgage products, such as Web-based offerings.
Bank Technology News February 2007 Glen Fest	Mortgage Securities: Slow MBS Market Hikes Fraud Risk Investment banks that buy mortgage-backed securities have a deeper worry than the billion-dollar estimate of fraud in lending each year. The fear is that it could be much worse. Technology vendors are selling products that ferret out fraud in secondary market pools.
The Motley Fool December 24, 2007 Dan Caplinger	Will Credit Score Changes Hurt You? If you thought you understood how your credit score works, think again. The rules are changing.
Bank Technology News February 2005 John Adams	Mortgage: Lenders Smooth The Bumpy Volume Road Originators like DiTech and Boeing's credit union are using automation to alter how they market real estate finance options to customers, as well as better manage their workforce deployment
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz	Originating Relationships Mortgage bankers are mining and analyzing data to get a bigger bang for their relationship buck.
U.S. Banker March 2002 Paul Muolo	Shelves Empty, Buyers Few Consolidation in the mortgage business has slowed. With the refinancing business booming, few servicers are up for sale, and potential buyers are showing little enthusiasm...
Bank Technology News June 2007 Michael Sisk	America's Great Divide About 73 million people in the U.S. are unbanked or underbanked, a marketplace that is as diverse as it is unknown. Banks will find a bevy of new risk tools to help reach out to this emerging credit market.
BusinessWeek January 9, 2006 Justin Hibbard	So Many Lenders, So Few Takers As housing slumps, the roof is falling in on the overbuilt mortgage industry.
U.S. Banker September 2010 Bonnie McGeer	Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers.
The Motley Fool August 30, 2005 Dayana Yochim	Your Credit Score's All Wrong The author reveals the kinks in the consumer credit scoring system and explains why the credit file you're allowed to see isn't the same one your banker uses.
The Motley Fool March 5, 2007 Dan Caplinger	Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt.
Commercial Investment Real Estate Nov/Dec 2009 Steve Bram	Capital Markets Conundrum Are there viable solutions to today's financing puzzle?
Bank Systems & Technology July 19, 2010 Penny Crosman	71% of Lenders to Adopt Online Lending Technology, Survey Finds Study also projects that online mortgage-application volume will triple by 2013.