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Bank Systems & Technology November 1, 2006 Maria Bruno-Britz |
Banks Redoubling STP Efforts in Lending Practices Banks finally have been able to start automating and streamlining their loan processes to the point where, one day perhaps, there will be virtually no paper or human intervention. |
Bank Systems & Technology November 1, 2005 Phil Britt |
Show Me the Money Mortgage lenders are investing in technologies to increase process efficiencies and enable better targeting of loan prospects, according to industry analysts. |
Bank Systems & Technology April 1, 2005 Cynthia Ramsaran |
Echoes of the Mortgage Boom With more institutions vying for the business of fewer customers, it's more important than ever for mortgage players seeking to grow revenues to improve service by offering new and differentiated mortgage products, such as Web-based offerings. |
Bank Systems & Technology November 26, 2007 Maria Bruno-Britz |
Lending Tech Vendor Space to See Realignment As lenders find themselves in the throes of the credit crunch, the ill effects are trickling down to the lending technology vendors, ushering in a realignment in the space. |
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz |
Originating Relationships Mortgage bankers are mining and analyzing data to get a bigger bang for their relationship buck. |
Bank Systems & Technology March 7, 2005 Cynthia Ramsaran |
Easing Lenders' Growing Pains While many banks are searching for innovative vendor solutions to update internal systems, others are staying ahead of the rapid growth in lending by teaming with service providers. |
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz |
Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come? |
Bank Technology News February 2005 Shane Kite |
Customer Service: Getting A Decision And $$ In One Step Firms like Provident are increasing loan volume, workforce efficiency and customer service by introducing straight-through processing to all aspects of the loan process |
Bank Systems & Technology June 2, 2004 Kristi Nelson |
The Holy Grail of Loan Processing Online lenders have a jump on unlocking the potential of straight through mortgage processing. |
Bank Systems & Technology May 8, 2007 Maria Bruno-Britz |
IBM Launches Loan Fulfillment Company Lender Business Process Services provides lenders with technology and business process assistance for their mortgage operations. |
Bank Systems & Technology August 24, 2006 Maria Bruno-Britz |
Digitization and Automation Will Yield Great Returns In Mortgage Biz As the refinance boom fizzles, mortgage lenders should reassess their processes, according to BearingPoint. |
Bank Systems & Technology June 24, 2008 Maria Bruno-Britz |
Not Too Early for Lenders to Regroup and Think Ahead Yes, lenders must clean up the mess left by the credit crunch. But, after all, for every down cycle, there's a recovery, too, and they will want to make sure they're ready with the right strategies and technology for the next upswing in the market. |
Bank Systems & Technology September 20, 2007 Maria Bruno-Britz |
Sub-Prime Lending Mess Not Technology's Fault Experts say technology and good decision-making go together in avoiding loan risk. |
Bank Technology News May 2010 John Adams |
Tech Providers Pitch Mortgage Processing in the Cloud First American has granted worldwide exclusive rights to Dorado, giving the firm, which offers collaborative cloud computing solutions to financial services clients, the ability to combine First American's data and analytics engines with its own collaborative transaction processing technology. |
Bank Technology News January 2006 John Adams |
Wholesale Mortgages: UBOC's Broker Road Becomes Automated The lender's strategy is heavy on implementing electronic loan execution. The goal? Cutting cost and time-and eliminating paper from desks of customer-facing partners. |
Bank Technology News October 2009 John Adams |
IT Cleanup in the Home Equity Aisle Two risky strategies of the past -- high-cost home equity loans made without tax and insurance escrow accounts, and the use of tech platforms siloed between different types of real estate lending -- are coming back to bite mortgage lenders via tough new regulations. |
Bank Technology News February 2005 John Adams |
Mortgage: Lenders Smooth The Bumpy Volume Road Originators like DiTech and Boeing's credit union are using automation to alter how they market real estate finance options to customers, as well as better manage their workforce deployment |
Bank Technology News March 2006 Michael Grebb |
Cutting To the Chase New rules under the Home Mortgage Disclosure Act require lenders to collect and reveal data on a loan applicant's race, sex and income. Institutions must also share how they determine rate spreads for different applicants. |
Bank Technology News October 2010 Sausner et al. |
Balancing Act Here's a look at three areas of mortgage lending -- origination risk, default management, and impending regulations -- and some of the answers on the table today. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
Bank Technology News January 2007 Glen Fest |
Mortgage: Platforms Bearing Wholesale Changes For financial institutions, improving the mortgage channel's visibility and speed can attract more third-party brokers and lay the groundwork for better customer data. |
U.S. Banker January 2008 Michael Sisk |
The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing. |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement. |
Bank Systems & Technology June 24, 2008 Ann Grochala |
In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system. |
Bank Technology News December 2007 Michael Sisk |
The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age? |
National Real Estate Investor September 1, 2006 Parke M. Chapman |
Mortgage Industry's Digital Divide Not all segments of the commercial mortgage industry are embracing technology at the same rate. A study last year found that many firms still rely on time-consuming faxes, certified mail and reams of FedEx-delivered paper to process, close and monitor their loans. |
Bank Technology News November 2007 John Adams |
Mortgage: How to get "More" accurate with Loans The mortgage tumult has made lenders renew their focus on firmly understanding the true creditworthiness of their leads. |
Bank Technology News February 2009 John Adams |
They'll Be Careful This Time Today's more sober underwriting environment and skittish capital markets that have rediscovered risk should prevent a rash of bad Web-enabled loans this time around -- one hopes. |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. |
Bank Technology News January 2007 John Adams |
Paperless Mortgages: The Broker Pens Her Own Program Hawaiian mortgage broker Donna Iwane was frustrated by cumbersome processing, so she developed a Web application that creates loan proposals in less than a minute. |
U.S. Banker March 2009 John Adams |
Automating Refi's: They'll be Careful This Time Automated origination platforms are busy again. But today's more sober underwriting environment and skittish capital markets that have rediscovered risk should prevent a rash of bad Web-enabled loans. |
Bank Technology News November 2007 Anthony Malakian |
Loan Origination: Making Gains in Times of Turmoil Glenview State Bank and Washington Trust Bank are centralizing several mortgage processes into a single platform that can be integrated with other lending operations. |
Bank Systems & Technology November 1, 2006 Maria Bruno-Britz |
Lending Players to Create Standards for Commercial Loan Space This fall, players in the lending space joined forces to create the Open Loan Technology Standards Working Group (OLTS), whose mission is to establish open standards in the commercial lending area. |
Bank Technology News December 2003 John Adams |
Closing Faster RBC Mortgage is betting the best way to boost mortgage volume in a cooling market is by making friends with brokers. So it's offering them access to its Internet technology. |
Bank Technology News January 2008 Glen Fest |
Risk Without Reward The subprime mess has exposed how fragile banks are today to market pressures, and how much can fall on the shoulders of risk officers. Finding a path forward from the ashes will require stronger leadership overseeing risk. |
Bank Technology News September 2006 John Adams |
Mortgage: Making Every Transaction Count As the market cools off, technology is helping mortgage players improve lead generation, closing time and telecommunications to gain new customers and boost performance. |
Bank Systems & Technology January 1, 2007 Nancy Feig |
Bank of the West Sticks to Fiserv for Lending Following Acquisition The San Francisco-based bank grew its mortgage lending operations through the acquisition of Commercial Federal Bank and adopted the firm's UniFi PRO mortgage processing solution as well as its MortgageServ servicing app. |
U.S. Banker March 2007 Lee Conrad |
Catch and (Accidental) Release: Capturing Approved Loans Banks are losing potential revenue even after going through the work of approving loan applications. But is more automation the automatic answer to solve the "breakage" conundrum? |
Bank Technology News March 2005 John Adams |
Mortgage: E-standards Alliance Attracts More Allies There's a growing list of tech companies that hope mortgage lenders will look for the MISMO label when searching for vendors, as firms which sell hardware, software and platforms fight for position in the paperless home loan finance market. |
Entrepreneur April 2005 Crystal Detamore-Rodman |
Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in. |
FDIC FYI September 17, 2003 Susan Burhouse |
Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks. |
The Motley Fool May 15, 2007 Dan Caplinger |
Borrow Now or Borrow Never If you're thinking about buying a home, do your homework. Find a lender or mortgage broker early in the process, and get preapproved for a mortgage that will work for you. |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
Commercial Investment Real Estate Jan/Feb 2011 Brad Cox |
The Loan Request Package How to request -- and get -- the best loan from today's limited lending sources |
HBS Working Knowledge September 22, 2014 Karen Mills |
Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth. |
Bank Systems & Technology June 2, 2004 Cynthia Ramsaran |
SouthTrust Mortgage Automates With Fiserv Regional lender taps vendor to integrate loan processing systems and upgrade to Windows. |
Bank Technology News June 2007 Michael Sisk |
America's Great Divide About 73 million people in the U.S. are unbanked or underbanked, a marketplace that is as diverse as it is unknown. Banks will find a bevy of new risk tools to help reach out to this emerging credit market. |
The Motley Fool October 16, 2006 Joseph Khattab |
Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending. |
CRM February 1, 2008 Phillip Britt |
Burning Up the Paper Trail Origen Financial turns to automation to minimize a mountain of mortgage paperwork. |
U.S. Banker February 2008 Glen Fest |
Risk Without Reward Finding a path forward from the ashes of the subprime mess will require stronger leadership overseeing risk, a culture more respectful of interdependent risks and new technologies measuring them across the enterprise. |