Similar Articles

Browse Main Topics:

Business
Computers & Electronics
Education & Reference
Entertainment & Leisure
Family & Home
Finance & Investment
Health
Internet
Pets & Animals
Science & Technology
Society, Politics & Culture
Sports & Recreation

Similar Articles

BusinessWeek November 1, 2004 Peter Coy	When Home Buying by the Poor Backfires The steady push of homeownership to lower and lower income groups by government initiatives, while positive in many ways, is not an unadulterated good. For many families, a house can be a bad investment.
BusinessWeek April 24, 2006 Mara Der Hovanesian	Mortgage Lenders: Who's Most At Risk As delinquency rates rise, red flags are flying over some aggressive finance outfits.
FDIC FYI November 5, 2003	Financial Education in a Dynamic Banking Environment While consumer credit is more available than ever, technological advances and an array of new consumer products and services have made modern banking more complex. In this arena, it is more important than ever for consumers to be educated about their rights and options regarding financial offerings.
BusinessWeek May 1, 2008	Navigating the Crunch A financial aid expert explains how borrowers can best ride it out.
BusinessWeek May 21, 2007	The Economics of the Poverty Business Researchers are digging deeper to learn more about the high cost of being poor, and its impact on the overall economy.
BusinessWeek April 11, 2005 Justin Hibbard	The Fed Eyes Subprime Loans Battles over lending to low-income, often minority, home buyers used to be about access to credit. Now they're about access to affordable credit. If new lending data hints at unfair pricing, lenders may have to take a good, hard look at their methods.
This Old House L. Gallant & D. Snoonian	The Mortgage Crisis: Where to Go for Help The Fed's decision to lower interest rates means more people might be looking for home loans again. These Web-based resources can help you avoid the risky ones, and find the loan that's right for you.
BusinessWeek March 12, 2007 Mara Der Hovanesian	Lender Woes Go Beyond Subprime Few are feeling the hangover from housing's heyday as much as subprime lenders that cater to risky borrowers.
National Real Estate Investor November 1, 2005 Mark Obrinsky	Will Rise in Foreclosures Derail the Housing Market? Even if you do not believe there is a bubble in house prices, fewer and fewer analysts are ruling out the possibility of at least some price declines in some markets. A dip in house prices, even in areas of substantial price appreciation, could cause foreclosure rates to rise.
Financial Planning March 1, 2008 Donald Jay Korn	Seeing Red Sallie Mae, the leading lender to college students, reported a $1.6 billion loss in the fourth quarter of 2007. Sallie Mae isn't the only student lender that has been bloodied recently. Students and parents need to be cautious when looking for student loans.
U.S. Banker May 2007 Lee Conrad	Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction.
BusinessWeek June 7, 2004 Dean Foust	Look Out Below, Lenders The end of the mortgage boom is nigh -- and it could get ugly for banks and thrifts.
BusinessWeek October 29, 2007 Christopher Farrell	Bankruptcy Reform Bites Back For consumers, debt relief is harder to come by. And that's adding to housing woes.
BusinessWeek October 11, 2004 Joseph Weber	Why Low-Income Lending Won't Take A Hit If Fannie Mae pulled back, private lenders would step in. Banks and other lenders have already increased their lending to low-income buyers -- and have found that the business they once avoided is lucrative.
The Motley Fool February 28, 2011 Dan Caplinger	Why Getting a Mortgage Will Never Be the Same Lots of changes are happening to the mortgage market.
The Motley Fool August 12, 2004	Understanding Mortgage Brokers For many people, the best way to get a mortgage is through a broker.
This Old House Sid Davis	Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal.
National Real Estate Investor September 1, 2006 Stan Luxenberg	Affordable Housing Shortage To overcome housing shortages, developers and nonprofit groups have been lobbying Congress for more tax credits or other subsidies that can support affordable construction. But faced with budget deficits, Washington has been reluctant to increase the amount of money spent on housing.
The Motley Fool March 26, 2007 David Lee Smith	Here Come the Mortgage Regulators With subprime lending continuing to plummet, House and Senate hearings run the risk of further retarding a recovery in housing.
Job Journal March 4, 2007 Julia Hollister	Loan Officers Despite the slow housing market, loan and refinancing activity has lenders looking for help.
U.S. Banker August 2001 Ted Cornwell	Fears of Defaults Subprime loans are behind the fears. They have not been tested in a declining economy and analysts don't know what to expect.
BusinessWeek April 12, 2004 Christopher Palmeri	Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high
U.S. Banker November 2001 John Hackett	Ethically Tainted A number of banks are moving into variations of payday lending, the high-yielding business that some observers would describe as predatory. But those who participate in such lending say they're no different than banks that charge high fees for bounced checks...
BusinessWeek May 21, 2007 Grow & Epstein	The Poverty Business Inside U.S. companies' audacious drive to extract more profits from the nation's working poor.
BusinessWeek August 20, 2007 Jack Ewing	European Banks' Last Laugh (Extended) European lenders tend to keep the risk in-house, so they're more careful about who borrows. Home buyers take on a lot less debt.
U.S. Banker March 2008 John Engen	The Politics of Lending Sen. John McCain took time to present his vision of a world with simplified mortgage applications, and even suggested that the government might need to jump in to help mitigate the worsening crisis.
U.S. Banker July 2010	Why We Don't Need Any More Bank Charters Unless bank organizers can make a compelling case that consumers and business owners aren't being served by existing banks, regulators should continue to clamp down on new charters.
The Motley Fool April 18, 2007 S.J. Caplan	A Subprime Fix From Fannie and Freddie While internal housekeeping issues at Fannie and Freddie remain, one hopes that regulatory measures will not be imposed which will hamper their ability to responsibly and flexibly meet the needs of the market.
FDIC FYI September 17, 2003 Susan Burhouse	Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks.
The Motley Fool July 17, 2007 Sham Gad	What Sparked the Subprime Explosion? Some really smart people have taken one asset -- the plain old mortgage -- and singlehandedly created layers and layers of financial instruments that are predicated on it. Like dominoes, one by one, these securities are now tumbling and leaving investors and homeowners to clean up the mess.
BusinessWeek November 5, 2007 Nanette Byrnes	These Tough Lending Laws Could Travel North Carolina's progressive protection laws for borrowers may become a nationwide model.
The Motley Fool August 27, 2007 John Rosevear	The Joys of Credit Unions While credit unions aren't the best fit for everyone, they do offer distinct advantages -- tangible and not-so-tangible -- over big regional or national banks.
U.S. Banker July 2005	Hey (Freddie) Mac, Can You Spare a Mortgage? Never mind the rising interest rates. The quasi-government firms are rolling out products aimed at low- and mid-income workers to help them become first-time homeowners. They've got banks' attention. But the stock price for both companies has plummeted this year.
BusinessWeek April 16, 2007 Dawn Kopecki	How Big Is The Bite On Fannie And Freddie? Freddie Mac's and Fannie Mae's exposure to risky loans could be bigger than they say.
The Motley Fool September 2, 2004 Selena Maranjian	Homebuying With Good Credit, Little Cash Will this newfangled kind of mortgage help you buy a house?
Bank Technology News December 2007 Michael Sisk	The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age?
HBS Working Knowledge September 12, 2007 Nicolas P. Retsinas	Building Sandcastles: The Subprime Adventure A look at what went wrong in the subprime industry and why.
The Motley Fool December 4, 2006 Dan Caplinger	Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge.
The Motley Fool May 27, 2005 Selena Maranjian	New Ways to Qualify for a Mortgage If you're in the market for a new home and you have less than glowing credit, look into these possibilities.
HBS Working Knowledge March 14, 2011 Sean Silverthorne	Keeping Credit Flowing to Consumers in Need The economy will continue to depend on large numbers of low-wage workers. If lenders tighten credit too stringently, millions of Americans will be barred from borrowing.
FDIC FYI November 4, 2003 Puwalski & Williams	Economic Conditions and Emerging Risks in Banking The two main economic concerns of the past two years, a lack of new jobs and lackluster business investment, finally appear poised to subside.
U.S. Banker July 2008 Paul Muolo	The Year of Living Dangerously: Banks Cope with Fallout Subprime-origination volumes were hammered last year after concerns about delinquencies, credit quality and declining home values ravished the market.
BusinessWeek June 4, 2009 Peter Coy	Foreclosure: Now an Upscale Blight Rising job losses and falling home prices are dragging down people who never dreamed they would get in trouble.
The Motley Fool February 24, 2007 Elizabeth Brokamp	The IRS Does the Splits Take advantage of the IRS' new split-option for your refund.
Entrepreneur August 2008 C.J. Prince	Something to Bank On Community banks have plenty of money to lend, but intense scrutiny has raised the bar.
BusinessWeek March 19, 2007 Peter Coy	Under The Fed's Hammer How Fed rate hikes have turned into a regressive tax on weak borrowers.
Reason March 2009 Veronique de Rugy	Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses.
The Motley Fool December 10, 2007 David Lee Smith	Let's Raise the Hood on Mortgage Lending Since we're into investigating all manner of activities, let's take a hard look at lending.
Commercial Investment Real Estate Jul/Aug 2004 Brown & Weiss	The Money Race Borrowers benefit as lenders chase commercial property deals.
Commercial Investment Real Estate Mar/Apr 2003 Len Deering	Multifamily Property Owners Benefit From Competitive Financing Soft occupancies force lenders to be more creative in competing for multifamily loans.