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Bank Technology News November 2005 Glen Fest	HSAs: Banks May need Plastic, Not paper Insurance providers dipping their toes into flexible spending and health savings accounts favor using cards instead of paper-intensive reimbursement methods, creating opportunities to partner with financial institutions.
U.S. Banker June 2006 Lee Conrad	Making Sense of HSAs For Community Banks Community and mid-sized banks are jumping into the fray of health savings accounts, but some analysts wonder if they can successfully compete against the big guys.
Bank Systems & Technology November 1, 2006 Nancy Feig	Health Savings Account Market Is Expanding In late September, the U.S. House Ways and Means Committee provided a boost to the banking industry when it voted in favor of raising contribution limits on health savings accounts.
Bank Technology News February 2007 John Adams	Customer Education: Knowledge Is The Path To Healthy HSAs There's a knowledge gap among consumers and employers about HSAs, ranging from how they work to how much they cost. A handful of institutions are trying to fix that.
Bank Technology News October 2005 Michael Sisk	Health Savings Accounts: As HSAs Multiply, So Do Tech Plays With a market predicted to surpass that of 401(k)s, health savings accounts are becoming the hottest commodity. The market's explosive potential also has tech providers' tongues wagging.
Bank Technology News February 2008 Michael Sisk	Open Road Estimates on the growth of the consumer-driven health care market vary, but virtually all predict robust increases.
U.S. Banker October 2006 Lee Conrad	Consumer Snag: How to Make Account Openings Easier Most banks are not sufficiently integrated with health plans to make the process of creating an health savings account a convenient experience for customers. But that can change.
Bank Systems & Technology February 29, 2008 Peggy Bresnick Kendler	Health Savings Accounts Present Huge Opportunity to Banks Several bankers discuss the benefits to banks of providing health savings accounts to customers.
Bank Systems & Technology February 27, 2006 Ivan Schneider	Health or Savings (But not Both) Right now, HSA deposits seem riskless. Banks aren't responsible for enforcing IRS rules about where the money can be spent, so HSAs are just another deposit account with no consumer protection headaches or compliance gotchas. But do you really believe it'll stay so simple?
The Motley Fool September 29, 2006 Karl Thiel	Is an HSA Right for You? Health savings accounts can help you reduce costs -- if you know how they work.
The Motley Fool September 16, 2009 Dan Caplinger	The Biggest Casualty of Obamacare Health savings accounts that qualify for deductions on your income tax return could disappear.
Insurance & Technology April 2, 2004 Anthony O'Donnell	Insurers Poised to Launch HSAs Newly authorized tax-exempt health savings accounts may drive intensified investment in consumer-directed, healthcare-related technology.
Financial Planning September 1, 2008 Jeanne Lee	HSA Highlights As healthcare costs continue to skyrocket, small business clients must arm themselves with strategies to help their employees save money on health benefits. One way is knowledge of health savings accounts and the various ways they can make benefits more affordable.
Bank Technology News January 2006 Glen Fest	Health Savings Accounts: HSAs Interest FIs, If Not Consumers So far, consumer adoption hasn't been as robust as many hoped. But that hasn't stopped financial firms and technology companies from pursuing business in the sector.
The Motley Fool September 13, 2006 Dan Caplinger	The Dark Side of HSAs The combination of tax-deductible savings, tax-free income and withdrawals, and lower insurance premiums make the health savings account provisions extremely attractive. However, HSAs aren't right for everyone.
Managed Care October 2007 Lola Butcher	Workers Fail To Exploit Health Savings Accounts HSAs offer an easy way to save money, have it grow, and not be taxed when it is withdrawn. Why don't more people take advantage of this?
U.S. Banker February 2007 Lee Conrad	Enough With the Hidden Fees, Already! Come Clean. According to various industry sources, there is still one thing that keeps health savings accounts from taking off: a lack of transparency about setup, transaction and maintenance fees.
The Motley Fool November 3, 2010 Dan Caplinger	Your Answer to Skyrocketing Health Costs Health savings accounts are worth a closer look.
Insurance & Technology February 7, 2004 Julie Gallagher	Taking a New Look at HSAs Self-service tools support newly authorized health savings accounts
Entrepreneur March 2004 Stephen Barlas	Healthy Choice Republicans and Democrats in Congress hope a new type of high-deductible health insurance account (Health Savings Account, or HSA) for the self-employed and small businesses will succeed where Medical Savings Accounts (MSAs) failed.
Financial Planning April 1, 2006 Donald Jay Korn	HSAs Determining how to procure vital health insurance without breaking clients' bankbooks has become a challenge for financial planners. Are these low-priced insurance plans the new prescription for rising healthcare costs?
Inc. April 2006 Carl Schramm	Unexpected Benefits More people will start companies, thanks to health savings accounts.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Insurance & Technology April 5, 2006 Anthony O'Donnell	Partners and Rivals The shift by consumers to lower-premium high-deductible health plans along with the redirection of healthcare dollars into bank accounts represents a serious challenge for insurers, and a serious opportunity for banks and other financial services companies.
Financial Planning April 1, 2011 Donald Jay Korn	Baby Steps Health savings accounts are growing, although assets are still modest, and advisors, consumers and employers remain interested. Moreover, integral parts of last year's healthcare reform law may actually encourage the growth of HSAs.
Managed Care July 2006 John Carroll	Banks Give Insurers an Offer Most of Them Cannot Refuse Managing the assets of a health savings account has banks excited, but leaving charges in the hands of members makes providers nervous.
Bank Technology News December 2009 John Adams	Post Oak Performs a Paper-ectomy While responsibility for insuring healthcare payments has been mired in political debate that's touched all points on the national intellect curve, the virtue of automating those payments should be of little doubt.
The Motley Fool July 30, 2004 Roy Lewis	Accounts Ease Medical Costs The new health savings accounts help ease the burden of high-deductible medical policies.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Study: Banks Need New Ways to Gauge Customer Payment Preferences A recent study shows behavior models can help financial institutions understand clients better and can improve their competitive position in the payments business..
Bank Systems & Technology May 1, 2006 Anthony O'Donnell	H$As: Sharing Some insurers are seeking to offer an end-to-end HDHP/HSA solution by creating their own banks to serve as custodians of the accounts. The challenge for banks is to make health insurers offering HDHPs see the value of what banks can bring to the overall consumer-directed health experience.
Managed Care June 2005	Trying to Measure Interest in HSAs Though the growth in the number of consumers choosing plans that use health savings accounts (HSAs) as well as the growth in the number of insurance companies that offer such plans is impressive, the number of those electing such coverage remains relatively small.
Managed Care November 2006 John Carroll	Health Savings Accounts Face an Uncertain Future Despite an array of economically and politically strong advocates, a bill to beef up health savings accounts has stirred significant opposition
Financial Planning January 1, 2005 Kevin J. Delaere	Healthy Advice Both clients and financial advisers should consider health and medical savings accounts as a vital part of an investment plan.
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz	Sticking With the Tried and True The days when large U.S. banks could sustain their old core systems on the IT version of life support are numbered, according to TowerGroup.
Managed Care March 2005 John Carroll	HSAs: Early Returns Are In A significant number of consultants, insurers, politicians, and, oh yes, the companies that purchase health care are increasing their interest in health savings accounts.
The Motley Fool August 18, 2005 Selena Maranjian	Make Health Insurance More Affordable Here are some health insurance money-saving strategies.
Investment Advisor November 2006	Legislative Proposals re: HSAs Issue: Paying Expenses Before the HSA is Established... Allowing Individuals Eligible for Medicare to Have HSAs... Allowing Individuals Eligible for VA Coverage to Have HSAs... HSA Contribution Limits...
Insurance & Technology September 5, 2006 Maria Woehr	Healthy Options The Principal Financial Group is pushing competition in consumer-driven healthcare with an integrated health reimbursement arrangement and health savings account product.
BusinessWeek June 13, 2005 Christopher Farrell	HSAs Could Keep You In The Pink Health savings accounts may be just the ticket for entrepreneurs.
Bank Systems & Technology June 26, 2006 Maria Bruno-Britz	Jack of All Trades, Master of Most Cards once again are proving just how versatile they can be as payments instruments. The latest card push is in the area of healthcare flexible spending accounts.
Managed Care December 2004 MargaretAnn Cross	Companies Seek Guidance As Payment Options Increase HSAs, FSAs, HRAs -- it's all alphabet soup to many employers. HMOs need to be able to accommodate all sorts of new payment schemes.
Insurance & Technology April 5, 2006 Anthony O'Donnell	Out of the Gate Having already dealt with market population used to making decisions about its healthcare, Assurant Health is first out of the gate with a high-deductible health plan coupled to a health savings account.
Bank Systems & Technology December 1, 2005 Phil Britt	High Tech, High Touch and High Net Worth As banks attempt to expand their private banking operations to attract high-net-worth customers, they're enhancing their support technologies to provide better customer service, improve profitability, and expand product and service offerings.
Financial Planning April 1, 2010 Donald Jay Korn	Good, But Not Great? Health savings accounts are starting to have many supporters among financial planners.
BusinessWeek March 15, 2004 Carol Marie Cropper	Why Health Savings Accounts May Flop It's that time of year: Accountants are reminding you to make contributions to tax-favored plans such as IRAs and 401(k)s. This year brings a new option -- the Health Savings Account, approved late last year in the same bill that gave seniors prescription-drug coverage. But don't rush to sign up: You almost certainly don't qualify.
U.S. Banker November 2007 Lee Conrad	'Can I Get a Loan For My Nose Job?' When vanity rears its ugly head, banks will be there to help pretty it up again. And they'll make a buck while they're at it.
The Motley Fool September 14, 2011 Dan Caplinger	How You Can Make Health Care Affordable Health savings accounts and high-deductible health plans make a powerful combination.
Entrepreneur January 2005 Joan Szabo	Tax-Free Bill of Health Tax-advantaged health-care spending accounts are proliferating and that means more opportunities to save on taxes as well as more ways for businesses to help pay for health costs. Here's a look at how each one stacks up.
Managed Care February 2007	HSA Reform Allows Increased Contributions Contribution guidelines under the recently passed Tax Relief and Health Care Act of 2006.
Inc. April 2004 Karen Kroll	A 401(k) for Health Care Costs Finally, a way to trim health insurance costs without sticking it to your employees: health savings accounts.