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The Motley Fool July 20, 2004 Dayana Yochim	When to Turn Down "Help" For those seeking a more formal get-out-of-debt plan, heed the following advice offered in the "Credit Counseling Crisis" report. Here's a list of what to avoid.
The Motley Fool May 3, 2005 Dayana Yochim	When to Downsize Your Pro Good, affordable financial help is so hard to find these days. You should settle for nothing less.
The Motley Fool March 31, 2010 Dayana Yochim	Why Bernie Madoff Deserves Your Thanks If nothing else, his shenanigans made us smarter consumers. If you weren't wary of the advice you bought before, you sure are now.
The Motley Fool April 20, 2009	5 Signs Your Financial Pro Isn't All That Shopping for a financial professional, or wondering whether the one you have is right for you? Consider the following five red flags.
The Motley Fool April 30, 2010 Dayana Yochim	4 Questions Only the Best Money Pros Can Answer How to find an advisor who gives sound advice, not advice that just sounds good.
The Motley Fool December 14, 2010 Dayana Yochim	How to Tell Your Advisor's Real Agenda This four-step background check will reveal whether you're about to get sound advice, or advice that just sounds good.
The Motley Fool January 29, 2004 Selena Maranjian	Credit Counseling Confusion Many credit counseling agencies are not what they appear to be -- quick and welcome solutions to draining financial woes. Don't sign up with a shady operation.
BusinessWeek July 11, 2005 Amy Borrus	A Business Rife With Bad Guys A new bankruptcy law will send hundreds of thousands of people into a minefield where legitimate counseling agencies do business alongside unsavory players.
The Motley Fool August 28, 2006 Dayana Yochim	Credit Help Gets a Makeover Counseling agencies now offer more than just debt payoff plans.
The Motley Fool May 16, 2006 Tim Beyers	Give the IRS Some Credit The Internal Revenue Service cracks down on crooked credit counselors. Consumers, take note.
The Motley Fool November 8, 2004 Selena Maranjian	Who Should Help You Out of Debt? Credit counseling agencies may soon be a thing of the past. The IRS has recently informed several credit-counseling agencies that they don't qualify as tax-exempt.
The Motley Fool October 18, 2010 Dan Caplinger	It's Time to Take Back Your $10 Billion Whether you think 12b-1 fees are bilking investors or a fair way to compensate financial professionals, the SEC needs your opinion.
The Motley Fool April 16, 2009 Dayana Yochim	6 Signs an Investment's a Scam How can you tell if an investment pitch is a scam? Unfortunately, there is no foolproof system. However, there are telltale signs that something's not right. Here are the top six.
On Wall Street November 1, 2012	Five Questions with Don Blandin The president and CEO of Investor Protection Trust discusses issues facing seniors and the special problems for which advisors should watch, including protecting them against fraud.
Financial Planning July 1, 2007 Marshall Eckblad	Funds and Games Several regulatory issues are floating around the SEC. Will any of them get resolved?
The Motley Fool September 21, 2007 Dan Caplinger	Don't Lose Your Life Savings After a lifetime of hard work, seniors should be able to sit back and enjoy their retirements comfortably. But beware, con artists and disreputable professionals have singled out the elderly as targets for scams and fraud.
The Motley Fool March 4, 2004 Selena Maranjian	Living on Borrowed Dimes Our debt is sky-high, and things are probably going to get worse. American consumer debt has doubled in the past decade -- and odds are, it will continue to climb, due in part to rising interest rates. Debt is even responsible for many divorces, and it might prevent you from retiring on schedule. Don't let yourself get run over by it.
Registered Rep. October 1, 2006 Stan Luxenberg	The Best of Both Worlds Is the line between funds and annuities disappearing? Not yet; regulators and corporate bureaucracies insist on separating the two investments. But in the next decade, the distinctions could blur.
The Motley Fool September 13, 2005 Dayana Yochim	Six Signs It's a Scam Instant riches? Insider tips? Don't fall for fake investment pitches designed to part you and your cash.
Financial Advisor May 2004	Frontline News Saving for college costs through 529 plans is a strategy that's gotten a lot of attention from advisors and their clients during the past few years. Lately, however, the investment vehicles are undergoing a different type of scrutiny: investigations by regulators.
The Motley Fool March 10, 2006 Dayana Yochim	Six Signs It's a Scam How can you tell if an investment pitch is a scam? Here are six telltale signs: 1. The promise of low risk and high gain... 2. Warnings that it will be "too late" if you don't act now.... etc.
The Motley Fool October 7, 2004 Robert Brokamp	Financial Predators Does your financial advisor care more about your retirement, or his? Look for a broker with whom you can trust and has beat a relevant benchmark after fees and taxes over a three-year period.
The Motley Fool August 4, 2005 Robert Brokamp	The "Criminals" Who Sell Annuities Not everyone who sells annuities is evil -- but there are enough bad guys to warrant extreme caution. If you're looking for an advisor, or looking at an annuity, take extra time to make sure you're getting a good one.
The Motley Fool July 28, 2010 Selena Maranjian	The Amazing Disappearing, Reappearing Fund Fee A fee by any other name will still cost just as much.
The Motley Fool September 6, 2006 Dan Caplinger	Fend Off Fund Fees Here are tips on how to avoid unnecessary mutual fund fees and keep the money for yourself.
The Motley Fool November 15, 2010 Dan Caplinger	Stop This Dumb Fee Once and for All 12b-1 fees are a relic of a dying breed of mutual funds.
The Motley Fool June 3, 2010 John Rosevear	Is This the Lamest Investment Ever? Annuity sales are on the rise. Should you consider one?
The Motley Fool January 29, 2007 Dan Caplinger	Should You Get Credit Counseling? The ads talk a good game, but do counselors deliver results? The best way to handle potential debt problems is to avoid them by keeping a careful watch on the amount of debt you incur.
Financial Advisor March 2006 Nancy Lininger	Letters to the Editor The New Advisory-World Order: Commissioned reps have lost clients over the years to discount brokers, day traders and now, the divine fee-only advisor. Firms embracing fees and commissions, and offering the most services and compensation options, will be reborn.
The Motley Fool June 12, 2008 Dayana Yochim	Are You Paying Your Pro the Wrong Way? How you pay for financial advice may matter more than how much you pay.
The Motley Fool August 10, 2004 Selena Maranjian	Choose Credit Counselors Carefully If you're deep in credit card debt and are considering turning to a credit counseling agency for help, be careful. They're not all the same, and some don't have your interests at heart.
Registered Rep. September 1, 2004 Namita Devidayal	A Fitting Problem Having found the securities industry severely wanting in its policing of research conflicts, market-timing and fee disclosures, the regulators are looking to see if similar abuses exist in the insurance industry.
The Motley Fool August 13, 2007 Dan Caplinger	Don't Pay Twice for Advice There's nothing inherently wrong with paying for financial advice. But there's a big difference between paying once for a good financial plan versus paying high fees year after year, through good times and bad.
The Family Room Gary Foreman	Behind On Credit Card Bills They call nearly every day hounding us for the rest of our minimum payment which has reached in the neighborhood of $800 a month. Although we are not paying what they request every month, we ARE making a payment. Is there any way we can stop the phone calls?
Financial Advisor November 2012 Jerilyn Klein Bier	No More Secrets New 401(k) fee disclosure rules could generate big opportunities for advisors.
BusinessWeek February 7, 2005 Ellen Hoffman	Annuities: Don't Believe The Hype Many of the tax benefits of variable annuities no longer exist, but the hard sell continues
The Motley Fool October 27, 2004	Fussing About Fund Fees Mutual fund fees may look small, but they can eat much of your earnings.
The Motley Fool May 27, 2009 Dan Caplinger	The Smarter Way to Plan Your Portfolio The right fee-only planner can make a huge difference in the outcome of your investments.
The Motley Fool October 21, 2009 Dayana Yochim	Protect Yourself From the Next Investment Scam How not to get robbed by a smooth-talking huckster.
The Motley Fool August 19, 2005 Selena Maranjian	Getting Dirty With Debt Be wary of debt collectors, and consider investing in them! Learn about the debt collection industry to protect yourself in case they go after you. As a bonus, consider the industry as an investment opportunity.
BusinessWeek August 16, 2004 Anne Tergesen	The 529 Ate My Tax Break The high fees that some 529 college savings plans charge can substantially erode, or even erase, their tax advantages.
Registered Rep. May 18, 2010 Alan Lavine	No-Load Annuities Gain Momentum As more wirehouse registered reps join RIAs or start their own, as income tax rates rise, and as Baby Boomers continue their march into retirement, expect investments in no-load variable annuities to grow.
The Motley Fool April 13, 2004 Dan Otter	Annuities in a 403(b) or 457(b)? Before you invest in an annuity, make sure there aren't better options available. It won't take long to find them.
The Motley Fool June 20, 2007 Dan Caplinger	The $12 Billion Problem It's time to stop a hidden fund fee. No one is arguing that financial professionals don't deserve to get paid for their work. But there are big problems with using 12b-1 fees to do it.
Financial Planning July 1, 2008 Stacy Schultz	Get Fees? Young, high-net-worth investors care about the amount they are paying in fees and are only willing to cough up high costs in management fees if they are getting above-average performance in return.
Financial Advisor July 2011 Gail Liberm	Aiming For Advisors New annuity products and platforms are being designed to appeal to fee-only advisors.
Financial Planning July 1, 2013 Patrick Sweeny	How to Talk About Your Fees Clients deserve straight answers on the ways they pay for your services.
The Motley Fool July 31, 2007 John Rosevear	Credit Counseling Basics If you're buried in debt, finding a debt-reduction plan could be one of the best things that could happen to you.
Financial Advisor May 2004 Alan Lavine	Dramatic Changes Loom For Mutual Fund, Annuities Sales Proposed disclosure rules could hurt level-load sales.
The Motley Fool December 6, 2006	6 Signs It's a Scam How can you tell if an investment pitch is a scam? Here are six telltale signs.