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U.S. Banker August 2004 Lee Conrad |
At Mid-Tier Banks, Low-Cost Deposits, Strict Cost Controls Reign Supreme As top-line revenue has felt the pressure from falling interest rates over the past few years, banks have driven down their cost of funding as much as possible in order to maintain net margins. |
U.S. Banker May 2002 Robert A. Bennett |
Smaller Is Better Smaller was better in 2001 among the nation's 100 largest banks and thrifts. For the most part, the success of the smaller companies reflects their ability to focus on highly profitable niches -- especially mortgage originations during last year's boom... |
U.S. Banker August 2005 Lee Conrad |
Best In Middle While smaller banks offer the personal touch, the big guys now are stealing their best customers: small business. Still, mid-tier banks in U.S. Banker's annual ranking posted some very healthy numbers |
U.S. Banker April 2007 Lee Conrad |
Making Hay While The Sun Shines Top 200 mid-tier banks ranked by 3-Year Average ROE. |
FDIC FYI November 26, 2002 |
Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks |
BusinessWeek June 7, 2004 Dean Foust |
Look Out Below, Lenders The end of the mortgage boom is nigh -- and it could get ugly for banks and thrifts. |
U.S. Banker April 2005 Lee Conrad |
The End of Cheap Money Mortgage rates can't hold out much longer against the steady rate hikes from the Federal Reserve; industry consolidation may follow. |
The Motley Fool April 17, 2007 Nathan Parmelee |
No More Surprises From M&T The bank's shares respond well after meeting the company's own lowered expectations. Investors, take note. |
The Motley Fool October 19, 2006 Ryan Fuhrmann |
Commerce and Its Bank "Stores" If growth is important in your portfolio and you're also looking for some banking exposure, Commerce could be a good bet if it continues to grow at its historically impressive rates. |
U.S. Banker March 2008 Joseph Rosta |
2007: The Year Of the Silent Scream The banking-sector recession showed up clearly in an annual ranking of the top 100 institutions by three-year average return on equity. |
The Motley Fool July 12, 2007 Rich Duprey |
The Newest Homeowners: Big Banks The vortex of price declines sucking down values could spiral out of the investment bankers' control, leading to their own subprime devaluation. Investors, take note. |
U.S. Banker August 2001 Bennett & Hackett |
Co-Prosperity, the Backbone of Community Banking Ranking community banks based on return on equity and growth in per-share earnings. |
BusinessWeek April 12, 2004 Christopher Palmeri |
Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high |
The Motley Fool February 23, 2007 John A. Howard |
Bank Investing 101 More than 1,000 banks trade publicly in the United States, and ferreting out which ones are good investments can be a daunting process. But it's a worthwhile process given some of the attractive features of banks as investments. |
U.S. Banker June 2007 Lee Conrad |
Top Banks Focus on the 'E' in ROE A list of the top 200 Community banks ranked by 3-Year Average ROE. |
FDIC FYI June 3, 2002 |
Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent. |
BusinessWeek January 10, 2005 Dean Foust |
The Mortgage Biz Has Lost Its Fizz Goodbye, refi boom. Hello, sinking profits and industry consolidation. The roots of the industry's problems are no mystery. Mortgage activity has fallen off sharply since the Fed began hiking rates last spring. |
BusinessWeek September 17, 2007 Dawn Kopecki |
The SEC Wants More Answers The Securities & Exchange Commission is expanding its probe into the mortgage mess. |
U.S. Banker May 2007 Lee Conrad |
Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction. |
The Motley Fool April 27, 2010 Dan Caplinger |
This Will Bring On the Real Recovery Now, some positive signs in mortgage financing are bolstering the argument that for real estate, the worst is truly over. |
U.S. Banker March 2007 Lee Conrad |
Best of the Best: Banking's Top 100 The banking industry had a tough gig last year. For proof, take a look at the falling trend in annual return-on-equity figures. Here are the top 100: TCF Financial Corp... Bank of Hawaii Corp... U.S. Bancorp... etc. |
BusinessWeek August 20, 2007 Jack Ewing |
European Banks' Last Laugh (Extended) European lenders tend to keep the risk in-house, so they're more careful about who borrows. Home buyers take on a lot less debt. |
CFO October 1, 2006 Fink & Durfee |
The 2006 CFO Survey of Trends in Banking Finance executives' concerns about the banking industry. |
BusinessWeek September 3, 2007 Roben Farzad et al. |
Not So Smart In an era of easy money, financial institutions forgot that the party can't last forever. |
U.S. Banker May 2003 Michael Dumiak |
Performance Built One Mortgage at a Time Flagstar. Hudson United. Doral. USB's annual performance ranking proves being biggest doesn't make you best. |
BusinessWeek March 19, 2007 Der Hovanesian & Goldstein |
Who Will Get Shredded? As the subprime business tanks, the pain is spreading to a wide swath of investors. |
The Motley Fool July 17, 2007 Sham Gad |
What Sparked the Subprime Explosion? Some really smart people have taken one asset -- the plain old mortgage -- and singlehandedly created layers and layers of financial instruments that are predicated on it. Like dominoes, one by one, these securities are now tumbling and leaving investors and homeowners to clean up the mess. |
BusinessWeek May 24, 2004 Palmeri & Hovanesian |
Before You Sell Your Bank Stocks... Many financial institutions are now insulated against higher interest rates |
Financial Advisor July 2007 Eric L. Reiner |
Housing Sings The Blues Real estate woes bring both worry and opportunity to the financial sector. |
BusinessWeek September 11, 2006 Mara Der Hovanesian |
Nightmare Mortgages They promise the American Dream: A home of your own - with ultra-low rates and payments anyone can afford. Now, the trap has sprung. |
U.S. Banker November 2007 Lee Conrad |
Buckle Up! Next Year will be A Bumpy Ride. Maybe the best thing economists can say about the 2008 outlook for banks is that it won't be as bad as the third quarter of 2007. |
U.S. Banker February 2008 John Adams |
Waiting for the Other Shoe To Drop? Not Really. We'll soon see how contagious the mortgage flu is for other banking business lines, particularly corporate lending. |
U.S. Banker May 2008 Holly Sraeel et al. |
Playing Both Ends Against the Middle There are plenty of mid-tier banks and thrifts posting respectable performances. |
Registered Rep. March 1, 2008 Kristen French |
The Lending Squeeze The tightening credit conditions is causing some financial advisors to have trouble getting loans for clients. |
FDIC FYI August 29, 2002 |
Strong Bank Earnings Reflect Nature of U.S. Downturn Second quarter 2002 earnings results for commercial banks show that the benefits of a steep yield curve continue to outweigh the costs of higher credit losses. |
The Motley Fool July 26, 2007 Emil Lee |
6 Keys to Bottom-Fishing for Banks A tip sheet for buying banks on the cheap: 1. Low price-to-book multiple... 2. Small deposit premiums/high deposit quality... etc. |
U.S. Banker August 2006 |
Mid Tiers' Performance Proves Size Matters Little While the industry may be at odds over what accurately defines a community bank versus a mid-tier one, strong financial performance isn't at issue. Mid tiers have made that point this year. |
U.S. Banker January 2006 John Engen |
Fabulous on the Fundamentals The first three quarters of 2005 were the most profitable in banking history, with record earnings of $102 billion. But already in 2006, analysts see signs of change in the overall approach bankers take to the business. |
BusinessWeek December 6, 2004 Mara Der Hovanesian |
End Of The Big Bank Bonanza These have been flush times for U.S. banks. Yet the end of Easy Street may be near. |
Real Estate Portfolio Sep/Oct 2003 Lynn Novelli |
First Rate Times have been very good for Thornburg Mortgage, but what impact will interest rate hikes have? |
The Motley Fool July 14, 2008 Dan Caplinger |
Curtains for the American Dream? How trouble with Fannie and Freddie could affect your ability to get a mortgage. |
The Motley Fool March 2, 2007 Matt Koppenheffer |
Quick Take: Brokerages' Sloppy-Looking Swaps Current trading around banks' debt could suggest trouble ahead. Investors may be concerned that risk wasn't adequately managed with regards to the mortgage loans the banks took on. |
U.S. Banker September 2007 Lee Conrad |
Woes Cause Gloom To Spread The mortgage problems that market prognosticators have been expecting for a couple of years are finally coming. And they've quickly soured the mood in financial services M&A. |
BusinessWeek October 2, 2006 Mara Der Hovanesian |
Bad Blood Over Bad Loans Mortgage defaults are rising. Wall Street thinks banks should mop up the mess. |
U.S. Banker January 2008 Michael Sisk |
Keeping The Spigot Open The fact is not lost on banks that American consumers are, by and large, still employed and paying their bills. Credit is, and will be, still available. |
U.S. Banker April 2002 |
Tougher On The Big Boys Being bigger is not necessarily better for corporations seeking loans from their banks. A study by the Association for Financial Professionals indicates that banks are putting heavy pressure on their biggest borrowers to throw more business the banks' way. Or else: No credit... |
U.S. Banker May 2007 Thomas P. Vartanian |
Crisis and Opportunity In Subprime Mortgage Markets Problems in the subprime mortgage business will inevitably lead to opportunities for those who can evaluate, service or manage the underlying loans, securities and real estate. |
The Motley Fool August 27, 2007 John Rosevear |
The Joys of Credit Unions While credit unions aren't the best fit for everyone, they do offer distinct advantages -- tangible and not-so-tangible -- over big regional or national banks. |
BusinessWeek December 11, 2006 Mara Der Hovanesian |
A Farewell To ARMs? Not Quite Yet New classes of lenders are jumping in to offer high-risk mortgages. |
Commercial Investment Real Estate Jan/Feb 2003 Thomas Jaekel |
Low Rates Help Insulate Commercial Markets From Unstable Economy Slower growth is an indication of the market's discipline and bodes well for the commercial real estate industry in light of an unpredictable economy. |