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OCC Bulletin
August 24, 2005 |
Community Reinvestment Act The final rule revising the Community Reinvestment Act will make key changes to the Office of the Comptroller of the Currency regulations.   |
OCC Bulletin
July 20, 2004 |
Community Reinvestment Act Regulations A recent Joint Interim Rule makes no substantive changes in the requirements of the CRA regulations. Instead, it conforms those regulations to changes to several existing standards and regulations. |
OCC Bulletin
August 24, 2005 |
Community Reinvestment Act The revisions to the Community Reinvestment Act regulations, effective September 1, 2005, include a new test -- the community development test -- for intermediate small banks. |
OCC Bulletin
April 25, 2005 |
Bank Secrecy Act/Anti-Money Laundering Joint statement on providing banking services to money services businesses. |
OCC Bulletin
March 21, 2005 |
Community Reinvestment Act Notice of Proposed Rulemaking: In response to public comment, the governing agencies are proposing four key changes to the Community Reinvestment Act (CRA) regulations. The comment period ends May 10, 2005. |
OCC Bulletin
October 5, 1999 |
Risk-Based Capital A joint statement addresses the agencies' supervisory approach to possible temporary balance sheet growth due to potential unusual market responses around the century date change... |
| OCC Bulletin |
Community Reinvestment Act: Income Level, Median Family Income U.S. Census and 2006 Department of Housing and Urban Development (HUD) estimated median family incomes for metropolitan statistical areas (MSAs), metropolitan divisions (MDs), and nonmetropolitan portions of each state. |
OCC Bulletin
May 2, 2005 |
Home Mortgage Disclosure Act Answers to frequently asked questions about new HMDA data. |
OCC Bulletin
September 14, 2001 |
Risk-Based Capital The attached joint statement addresses the agencies' supervisory approach to possible temporary balance sheet growth due to potential unusual market responses in the aftermath of the events of September 11. |
OCC Bulletin
April 6, 2006 |
Community Reinvestment Act Description: Interagency Questions and Answers The guidance provides examples of revitalization and stabilization activities in designated disaster areas. |
OCC Bulletin
January 27, 2006 |
Bank Secrecy Act/Anti-Money Laundering The attached document provides a joint statement on sharing suspicious activity reports with controlling companies. |
OCC Bulletin
January 22, 2007 |
Community Reinvestment Act Two separate revisions are made to the CRA regulation in this rulemaking. |
OCC Bulletin
May 8, 2001 |
Availability of "A Guide to CRA Data Collection and Reporting" The Federal Financial Institutions Examination Council (FFIEC) has made A Guide to Community Reinvestment Act Data Collection and Reporting available on its Internet Web site... |
OCC Bulletin
January 24, 2007 |
Home Mortgage Disclosure Act Higher exemption threshold for depository institutions under Regulation C. |
OCC Bulletin
April 13, 2006 |
Fair and Accurate Credit Transactions Act This Advance Notice of Proposed Rulemaking addresses the gathering of information for developing guidelines and regulations required by section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). |
OCC Bulletin
April 28, 2005 |
Bank Secrecy Act/Anti-Money Laundering Frequently Asked Questions: Final Customer Identification Program Rule |
OCC Bulletin
October 20, 2003 |
Bank Secrecy Act Examination Procedures The examination procedures allow examiners to tailor the examination scope according to the reliability of the bank's compliance management system and the level of risk assumed by the institution. |
OCC Bulletin
December 6, 2005 |
Community Reinvestment Act: Notice and Request for Comment Thirteen new questions and answers are being published for comment. |
OCC Bulletin
January 8, 2004 |
Bank Secrecy Act/Anti-Money Laundering Frequently Asked Questions: Final Customer Identification |
OCC Bulletin
May 31, 2000 |
Community Reinvestment Act 1990 U.S. Census and 2000 Department of Housing and Urban Development (HUD) estimated median family incomes for metropolitan statistical areas (MSA) and non-MSA portions of each state... |
OCC Bulletin
May 6, 2005 |
Bank Secrecy Act/Anti-Money Laundering Interagency interpretive guidance on providing banking services to money services businesses operating in the United States. |
OCC Bulletin
August 24, 2006 |
Annual Dollar Trigger for Certain Home Mortgage Loans The Federal Reserve Board published its annual amendment to its Regulation Z Commentary related to the dollar amount that triggers requirements for certain home mortgage loans subject to 12 CFR 226.32. |
OCC Bulletin
June 17, 2002 |
Prohibition Against Use of Interstate Branches Primarily for Deposit Production The attached final rule implements changes to Office of the Comptroller of the Currency (OCC) regulations regarding the prohibition against using interstate branches for purposes of "deposit production" found in section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act. |
OCC Bulletin
September 14, 2001 |
Consumer Protections for Depository Institution Sales of Insurance These rules implement Section 305 of the Gramm-Leach-Bliley Act and apply to retail sales practices, solicitations, advertising, or offers of any insurance product or annuity by a depository institution... |
OCC Bulletin
February 20, 2001 |
Bank Secrecy Act/Anti-Money-Laundering The attached guidance was issued to help U.S. financial institutions avoid transactions that may involve the proceeds of foreign official corruption. |
OCC Bulletin
July 30, 2001 |
Community Reinvestment Act 2001 Interagency Questions and Answers -- a comprehensive interpretation of the Community Reinvestment Act (CRA) regulations... |
OCC Bulletin
April 20, 2005 |
Community Reinvestment Act This U.S. Census and 2005 Department of Housing and Urban Development data includes estimated median family incomes for metropolitan statistical areas, metropolitan divisions, and nonmetropolitan portions of each state. |
OCC Bulletin
February 22, 2001 |
Disclosure of CRA Agreements The law requires each party to a covered agreement entered into after November 12, 1999, to disclose the agreement to the appropriate banking agency... |
OCC Bulletin
February 9, 2006 |
OCC Bulletin Subject: Community Reinvestment Act Description: Hurricanes Katrina and Rita The Office of the Comptroller of the Currency (OCC) encourages national banks to help meet the financial needs of their customers and their communities. |
| OCC Bulletin |
Fair Credit Reporting Medical Information Regulations Section 411 of the Fair and Accurate Credit Transactions Act prohibits creditors from obtaining or using medical information pertaining to a consumer in connection with any determination of the consumer's eligibility, or continued eligibility, for credit. |
OCC Bulletin
December 6, 2005 |
Interim Final Rule: Assessment of Fees The interim final rule revises the current process for assessment collection. |
OCC Bulletin
August 12, 2002 |
International Banking Activities Capital Equivalency Deposits A new rule amends the OCC's regulation regarding the capital equivalency deposits (CED) that foreign banks with federal branches or agencies must establish and maintain. |
OCC Bulletin
October 4, 2006 |
Home Equity Lending: Addendum to OCC Bulletin 2005-22 The addendum provides guidance addressing the timing and content of communications with consumers obtaining open- end home equity lines of credit that contain an interest-only feature. |
OCC Bulletin
December 6, 2000 |
Risk-Based Capital The Agencies are proposing to modify the risk-based capital treatment on claims against certain securities firms. The proposal would reduce the risk weight on claims on, or guaranteed by, qualifying securities firms to 20 percent from 100 percent... |
OCC Bulletin
December 14, 2005 |
Small Entity Compliance Guide This compliance guide summarizes the obligations of financial institutions to protect customer information and illustrates how certain provisions of the Security Guidelines apply to specific situations. |
OCC Bulletin
October 1, 2001 |
Uniform Standards for the Electronic Delivery of Disclosures; Regulations M, Z, B, E, and DD The Board has lifted the mandatory compliance date for these rules. National banks may continue to provide electronic disclosures under their existing policies and practices, or may follow the interim rules, until the Board issues permanent rules... |
OCC Bulletin
June 15, 2006 |
Disaster Planning This bulletin transmits the booklet, "Lessons Learned From Hurricane Katrina: Preparing Your Institution for a Catastrophic Event," developed by the Federal Financial Institutions Examinations Council member agencies. |
OCC Bulletin
August 17, 2000 |
Bank Secrecy Act An interim rule amended the exemption provisions for filing currency transaction reports contained in the Bank Secrecy Act... |
OCC Bulletin
December 20, 2004 |
Shared National Credit Program Comments are sought on the proposed changes to the Shared National Credit (SNC) Program data collection process. |
Bank Director
4th Quarter 2009
William M. Aukamp |
Some Thoughts on Regulatory Reform Before creating a new agency, Congress should be mindful of the already-heavy compliance burden born by banks. |
OCC Bulletin
August 15, 2006 |
Assessment of Fees: Final Rule The attached final rule amends part 8 of the OCC's rules concerning the timing of payments of OCC assessments. The effective date of the final rule is August 24. |
OCC Bulletin
February 3, 2006
Emory W. Rushton |
Hurricane Katrina: Guidance to Examiners This issuance transmits guidance regarding supervisory practices to be followed in assessing the financial condition of financial institutions directly affected by Hurricane Katrina. |
OCC Bulletin
September 9, 2004 |
Community Reinvestment Act The U.S. Census data, which are based on 2000 income data, were recently updated to reflect revisions made by the Office of Management and Budget to the definitions and boundaries of MSAs and MDs. |
OCC Bulletin
August 15, 2001 |
Community Reinvestment Act 1990 U.S. Census and 2001 Department of Housing and Urban Development (HUD) estimated median family incomes for metropolitan statistical areas (MSA) and non-MSA portions of each state... |
OCC Bulletin
July 29, 2002 |
Customer Identification Programs This bulletin transmits a notice of a proposed regulation that requires all banks to implement a customer identification program (CIP) that is appropriate given the bank's size, location, and type of business. |
OCC Bulletin
April 23, 2002 |
Parallel-Owned Banking Organizations This statement discusses the characteristics of parallel-owned banking organizations, reviews potential risks associated with these banking organizations, and provides information on supervisory issues... |
OCC Bulletin
June 28, 2001 |
Prohibition Against Interstate Deposit Production The Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation recently issued updated host state loan-to-deposit ratios that the banking agencies will use to determine compliance... |
OCC Bulletin
July 3, 2006 |
Community Reinvestment Act Description: List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies A new 2006 list of distressed or underserved nonmetropolitan middle-income geographies in which bank revitalization or stabilization activities will receive Community Reinvestment Act (CRA) consideration as community development is now available. |
OCC Bulletin
December 29, 2000 |
Large Bank Community Reinvestment Act Examinations The guidance, which will be used at all banks examined as large banks, implements the OCC's approach to evaluating a large bank's CRA activities over an "examination cycle"... |
OCC Bulletin
July 2, 2003 |
Community Reinvestment Act 2000 U.S. Census and 2003 Department of Housing and Urban Development estimated median family incomes for metropolitan statistical areas and non-MSA portions of each state. The annual HUD data are used to determine borrower income levels in CRA performance evaluations. |
