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Bank Systems & Technology April 8, 2009 Maria Bruno-Britz	NACHA NEWS: Fundtech Rolls Out Wire Transfer for Community Banks After being on Twitter for barely two weeks, Bank of America's virtual helpdesk seems to be making a good first impression on some users.
Bank Systems & Technology December 1, 2006 Maria Bruno-Britz	Corporates Want Standardized Remittance Data in Wire Transfers Businesses would be more likely to choose wire transfers for electronic payments if they were provided with more-standardized remittance information with wire payments, according to a joint study by The Clearing House Payments Company and the Federal Reserve Bank.
The Motley Fool June 30, 2004	What's Your Down Payment? Learn to determine how much you should put down when buying a home.
The Motley Fool October 7, 2005	What's Your Down Payment? If you're wondering what percentage of what you're paying for a house should be your down payment, know that there's no single best amount, and it will likely vary according to your situation.
BusinessWeek July 14, 2003 Anne Tergesen	Home Loans with Bells and Whistles Some new twists on mortgages offer more flexibility -- for a price.
Bank Systems & Technology September 15, 2009 Maria Bruno-Britz	Sibos News: Bank of America Introduces New Payments Hub Global PAYplus uses technology from Fundtech to help BofA's clients have a more consistent, flexible online payments experience.
Bank Technology News March 2005 Michael Dumiak	Managing Risk: Fifth Third Fights Scrutiny With Automation The increased focus on regulatory compliance in the new decade reverberates across the corporate world in ways large and small. At Cincinnati-based Fifth Third, it has provided the spark to automate a nineteenth-century business.
U.S. Banker April 2010 Glen Fest	A Real Live Wire Corporate treasurers celebrate enhanced remittance data coming to B2B wires, but worry banks might be slow to change.
Bank Systems & Technology April 1, 2005 Cynthia Ramsaran	Echoes of the Mortgage Boom With more institutions vying for the business of fewer customers, it's more important than ever for mortgage players seeking to grow revenues to improve service by offering new and differentiated mortgage products, such as Web-based offerings.
Bank Systems & Technology August 30, 2005	Recent Rollouts First Tennessee Taps CheckFree... Reliance Relies on Fiserv for Wire Transfers... Republic Deploys Hyland for Loan Processing...
The Motley Fool November 27, 2009 Russ Krull	Banking on Clues From the FHA FHA funds report sheds some light on mortgage performance.
The Motley Fool October 12, 2006 Mary Dalrymple	Payment Shock! The Fed worries that mortgage buyers will get blindsided by certain mortgages. If you're in the market for a home, look at all of the different types of mortgages available.
Bank Technology News February 2005 John Adams	Mortgage: Lenders Smooth The Bumpy Volume Road Originators like DiTech and Boeing's credit union are using automation to alter how they market real estate finance options to customers, as well as better manage their workforce deployment
The Motley Fool December 27, 2006 Mary Dalrymple	ARMs in All Shapes and Sizes Heed some warnings when shopping for an adjustable-rate mortgage.
Bank Technology News January 2006 John Adams	Wholesale Mortgages: UBOC's Broker Road Becomes Automated The lender's strategy is heavy on implementing electronic loan execution. The goal? Cutting cost and time-and eliminating paper from desks of customer-facing partners.
Bank Systems & Technology January 1, 2007 Nancy Feig	Bank of the West Sticks to Fiserv for Lending Following Acquisition The San Francisco-based bank grew its mortgage lending operations through the acquisition of Commercial Federal Bank and adopted the firm's UniFi PRO mortgage processing solution as well as its MortgageServ servicing app.
U.S. Banker April 2010 Kate Berry	Paying Seconds First Despite falling behind on mortgages, borrowers continue to make payments on home equity loans.
The Motley Fool April 17, 2006	Your Down-Payment Portion Don't put down 20% on your new home unless it makes sense for you.
The Motley Fool November 2, 2006	Mortgage Points, Explained If you're learning about mortgages, you'll hear the term "points" a lot. A "point" is 1% of the value of the mortgage loan.
The Motley Fool August 25, 2006 Selena Maranjian	Mortgage Disaster Ahead? As interest rates go up, they can take you down. If your mortgage payments are suddenly higher, you probably have rising mortgage interest rates to blame.
The Motley Fool July 19, 2004	"Points" Explained If you're shopping for a new home and mortgage, you're going to hear a lot about points. Learn what points are before you pay them.
National Real Estate Investor September 1, 2006 Parke M. Chapman	Mortgage Industry's Digital Divide Not all segments of the commercial mortgage industry are embracing technology at the same rate. A study last year found that many firms still rely on time-consuming faxes, certified mail and reams of FedEx-delivered paper to process, close and monitor their loans.
The Motley Fool January 26, 2005 Selena Maranjian	When Debt Is Too Good to Be True Beware of interest-only mortgages and other extreme loans.
The Motley Fool October 12, 2011 Dan Dzombak	Are Mortgage REITs Oversold? Mortgage REITs will continue to do well if the Fed keeps interest rates at very low levels for the next few years.
The Motley Fool October 27, 2006	On Private Mortgage Insurance Private mortgage insurance (PMI) is extra insurance a lender may require you to buy if you're forking over less than 20% of a property's value as a down payment.
Bank Technology News January 2007 John Adams	Paperless Mortgages: The Broker Pens Her Own Program Hawaiian mortgage broker Donna Iwane was frustrated by cumbersome processing, so she developed a Web application that creates loan proposals in less than a minute.
The Motley Fool April 23, 2004 Robert Brokamp	Don't Pay for Bi-Weekly Mortgages Most companies charge for a bi-weekly mortgage plan. Why pay when you can do it yourself and save hundreds of dollars?
Bank Technology News April 2007 Glen Fest	Mortgage Lending: New E-Standards Expand Although the mortgage industry has stalled in the wake of a once-white-hot housing market, the momentum for expanding electronic mortgage servicing and delivery capabilities is showing signs of peaking.
The Motley Fool November 26, 2008 Alex Dumortier	The $800 Billion Pick-Me-Up for Consumer Credit The central bank announces an $800 billion support package aimed at spurring mortgage lending and consumer credit, including car, credit card, and small business loans.
The Motley Fool November 28, 2006 Mary Dalrymple	Gas Up Your Mortgage? Could an accelerator program be a good idea if you've worked through your priorities and decided that paying off your mortgage quickly ranks at the top?
The Motley Fool August 28, 2006	Is Refinancing Worth It? Believe it or not, it may not be too late to refinance your mortgage.
The Motley Fool January 3, 2005 Selena Maranjian	In Defense of Mortgage Brokers Mortgage brokers can save you money even if your credit score is high.
Registered Rep. December 1, 2005 Todd K. Ballenger	Go With the (Reverse) Flow Help your clients by reversing outdated thinking about reverse mortgages. Learn to accommodate more of their "I needs" and their "I wants." Regard a reverse the way you would a forward mortgage: It is simply a device for improving cash flow.
The Motley Fool November 30, 2006	Mortgage-Rate Mojo Ever wonder what causes mortgage rates to rise and fall? Well, know that they fluctuate along with other interest rates.
Entrepreneur January 2005 Scott Bernard Nelson	The Home Stretch If you're looking for cash to buy a house, your retirement account could open the door.
The Motley Fool August 9, 2007 Selena Maranjian	Get the Point on "Points" If you're shopping for a new home and mortgage, you're going to hear a lot about origination and discount points. There's a time you should pay points, and a time you should skip them.
Bank Technology News October 2010 Sausner et al.	Balancing Act Here's a look at three areas of mortgage lending -- origination risk, default management, and impending regulations -- and some of the answers on the table today.
The Motley Fool December 12, 2007 Dan Caplinger	Early Christmas for Mortgage Borrowers There's some good news on the mortgage front for a change. Lending has not come to a grinding halt. In fact, for those who have good credit and qualify for standard fixed-rate loans, mortgages have actually gotten more affordable.
BusinessWeek January 10, 2005 Dean Foust	The Mortgage Biz Has Lost Its Fizz Goodbye, refi boom. Hello, sinking profits and industry consolidation. The roots of the industry's problems are no mystery. Mortgage activity has fallen off sharply since the Fed began hiking rates last spring.
The Motley Fool June 17, 2005 Selena Maranjian	10 Things to Know About Mortgages You have a lot of options when it comes to financing your home. Most of us are familiar with mortgages, but even experienced home-buyers may not be aware of a few meaningful facts and options. Here are some interesting details about mortgages.
Bank Technology News October 2009 John Adams	IT Cleanup in the Home Equity Aisle Two risky strategies of the past -- high-cost home equity loans made without tax and insurance escrow accounts, and the use of tech platforms siloed between different types of real estate lending -- are coming back to bite mortgage lenders via tough new regulations.
The Motley Fool February 28, 2011 Dan Caplinger	Why Getting a Mortgage Will Never Be the Same Lots of changes are happening to the mortgage market.
The Motley Fool December 8, 2006 Mary Dalrymple	Mortgage Power for Everyone Arm yourself with information before shopping for a home loan.
The Motley Fool September 6, 2007 David Lee Smith	The Mortgage Lenders' Dual Masters Whatever steps some lenders and loan service agents are willing to take to help troubled mortgage holders, the crush of delinquencies and foreclosures, along with radically tightened credit standards in the mortgage industry, will make for a slow recovery for the U.S. housing market.
Bank Technology News December 2003 John Adams	Closing Faster RBC Mortgage is betting the best way to boost mortgage volume in a cooling market is by making friends with brokers. So it's offering them access to its Internet technology.
U.S. Banker January 2011 Scott Anderson	Short-Term Gain, Long-Term Pain The Fed s plan to buy $600 billion of Treasury bonds might boost demand for loans, but this latest round of quantitative easing could hamper bank profitability and continue to restrain the economic recovery.
The Motley Fool August 16, 2007 John Rosevear	Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history.
The Motley Fool March 30, 2010 Morgan Housel	Housing: 24 Hours From the Next Leg Down? In 24 hours, the Federal Reserve will stop buying mortgage-backed securities. When it does, there's a good chance the economy will shift in big ways.
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz	Originating Relationships Mortgage bankers are mining and analyzing data to get a bigger bang for their relationship buck.
Bank Systems & Technology October 28, 2004	One Question For: Imre Mentsik, Bank Austria Creditanstalt How is your organization aiming to achieve leadership in cross-border payments processing?