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Entrepreneur July 2003 Jacquelyn Lynn	Get With the Program! Save money with a new approach to managing disability benefits.
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The Motley Fool July 8, 2004	Don't Forget Disability Insurance Disability insurance is expensive because there's a good chance you'll need it one day.
The Motley Fool February 6, 2007 Dan Caplinger	Dealing With a Disability You hope it won't happen to you, but if it does, be prepared. Private insurance isn't the only way in which disabled people can obtain the means to support themselves.
The Motley Fool October 25, 2004	Do You Need Disability Insurance? There's a good chance you'll become disabled for a while. Are you protected?
The Motley Fool November 10, 2007 Elizabeth Brokamp	Protect Your Family When Disability Strikes The majority of Americans fail to secure disability insurance for themselves, something they are statistically likely to need. If you don't already have this coverage, read these guidelines and start looking.
The Motley Fool August 3, 2004	Ruptured Appendix? Torn ACL? How good is your disability insurance policy?
The Motley Fool September 15, 2004	"Disabled" May Not Mean What You Think In the disability insurance field, the term can cover anything from broken legs to brain injuries.
The Motley Fool November 28, 2005	Defining the Term "Disabled" Disability insurance is pricey because there's a good chance you'll need it. It is a dangerous thing to ignore.
Financial Planning November 1, 2011 Donald Jay Korn	Barely Covered When the going gets tough, the tough cut costs. Clients worried about their finances may think about dumping big expenses that may seem to be a luxury, such as disability insurance. In this case, they would likely be wrong.
IndustryWeek July 1, 2007 Jonathan Katz	Trust In The Workplace: By The Numbers Lack of employee trust can seriously impact worker loyalty to a company.
The Motley Fool June 28, 2006	"Disabled" May Not Mean What You Think Even pregnancy and recovery from it can qualify as disabilities in some insurance plans.
Entrepreneur March 2008 Mark Henricks	More Than Able Need new hires? Tap into the motivated, loyal pool of disabled workers.
The Motley Fool September 14, 2005	You May Need Disability Insurance Disabilities usually happen to those who least expect them. Be prepared.
The Motley Fool September 7, 2006 Dan Caplinger	Be the Boss Had enough of working for the Man? Know what you're getting yourself into. It's easy to decide that you want to make a change in your life. It's a lot harder, however, to figure out the best way to make that change.
The Motley Fool December 24, 2007 Rich Duprey	Don't Let Social Security Disable Your Future With a growing backlog of disability claims, you may be waiting awhile if you rely on the government to protect you.
The Motley Fool March 28, 2005	What Happens If You Can't Work? Know what to look for in disability insurance.
CFO July 1, 2006 Randy Myers	The Fine Art of Self-Protection Why buying your own disability coverage may be a smart move.
Investment Advisor February 2010 Marlene Y. Satter	Insurance Update: Along for the Rider If your clients are looking for limited disability coverage without taking on a whole new policy, they could look at life insurance.
The Motley Fool September 14, 2006 Dan Caplinger	The Definition of Independence For a small-business owner, hiring an employee is a big step. Ignoring the rules classifying employees can be a costly tax mistake for your business.
Managed Care January 2006 John A. Marcille	Will Tinkering With Premiums Make Beneficiaries Happier? Some companies in the Philadelphia area have begun to link how much an employee contributes to the benefits package to how much an employee takes home.
The Motley Fool February 6, 2007 Dan Caplinger	Dealing With a Disability: Part 2 An unexpected illness or injury that leaves you disabled can be devastating both personally and financially. You hope it'll never happen, but if it does, be prepared.
Job Journal October 7, 2007 Rich Heintz	Clearing the Way for Co-workers with Disabilities Ninety-seven percent of employers who have hired someone with a disability would do it again, and here's why.
Inc. September 2008	Who's Who? Are you wondering whether one of your workers has been misclassified as a contractor? Ask yourself these questions.
American Family Physician November 1, 2001 Bruce A. Barron	Disability Certifications in Adult Workers: A Practical Approach Strategies that help the physician complete disability certification forms effectively...
The Motley Fool April 1, 2004 Selena Maranjian	Prepare to Be Disabled Disability insurance is expensive -- because you stand a good chance of needing it. Disability insurance is in many ways more important than life insurance, yet it's overlooked by the vast majority of Americans.
The Motley Fool May 31, 2006 Dan Caplinger	Estate Planning: Single and Getting Ahead Once you've gotten a good start, plan to stay ahead of the game. As you begin to build your assets, it becomes even more important to consider various estate-planning issues.
The Motley Fool February 10, 2006 Selena Maranjian	Should You Insure That Mortgage? Mortgage life insurance isn't as useful as it sounds. There are other options to consider.
Financial Planning July 1, 2013 Ilana Polyak	Disability Insurance: Are You Protected? Advisors need to think about disability insurance coverage for both themselves and their clients.
Insurance & Technology June 1, 2006 Maria Woehr	A Successful Submission As part of its overall e-business strategy, Sun Life Financial's U.S. Group Insurance Division has introduced a new online disability claims submission system that allows customers to file paperless claims while safeguarding their privacy.
Job Journal October 5, 2008 Newman & Carr	When Co-workers Have Disabilities All workers bring strengths and weaknesses, but it's always a team effort.
Entrepreneur November 2008 Carol Tice	5 Tips to Keep Comp Costs Down Take steps to minimize workplace injuries, and your business workers' compensation bills may come out unscathed.
The Motley Fool March 10, 2004 Robert Brokamp	Your Real Risk Tolerance What have you done to mitigate your "paycheck risk"? Risk is usually discussed in terms of portfolio volatility. But there are other risks that could harm your net worth more than a bear market. Living way beyond your means and not protecting your paycheck can cost far more than poor asset allocation in your 401(k).
Insurance & Technology July 25, 2005 Wendy Toth	Lights, Camera, Action! In hopes of encouraging the hiring and retention of people with disabilities and to raise awareness about the need for disability insurance, The Hartford Financial Services sponsored the New York and Los Angeles premieres and advanced screenings of the documentary Murderball.
The Motley Fool October 16, 2006 Tim Beyers	Foolish Advice on Disability Insurance The odds that you'll be out of work for an extended period are greater than you think.
The Motley Fool August 25, 2006 Roy Lewis	Disability Penalty Exceptions When is "disabled" not "disabled?" Tax Court rulings on qualified plan distributions have the answer.
IndustryWeek November 16, 2011 Jill Jusko	How Not to Lose a Productive Employee The Schwan Food Co. finds the right recipe for driving down costs related to disability absences and keeping skilled workers on the job.
The Motley Fool February 11, 2009 Dayana Yochim	Don't Let a Disability Turn Into a Financial Disaster A short-term disability that turns into a long-term one can seriously sideline your finances. Supplemental coverage can save your savings from a big hit.
Inc. June 1, 2003 Nadine Heintz	Disability's Deep Costs The soaring number of workers on permanent disability threatens to drive up payroll taxes.
AskMen.com Nate Steere	Addressing Employee Complaints Employee complaints are inevitable, and it's not always easy to know what to say.
IndustryWeek December 1, 2006 Jonathan Katz	Handling A Workers' Comp Claim Some basic tips for responding to a worker's compensation claim.
Financial Planning September 1, 2009 Chanie Schwartz	Pink-Slip Blues A look at the financial issues that arise upon becoming unemployed, like insurance, stock options, and retirement plans, and the advice a financial advisor should provide.
The Motley Fool January 4, 2008 Buz Livingston	Protect Yourself From Financial Disaster So many lessons can be learned from the 2007 housing crisis.
Insurance & Technology August 25, 2004 Julie Gallagher	Spreading the Word Mass Mutual uses Web tools to educate consumers about disability income insurance. The site, which is targeted at individuals, benefits administrators and producers, warns that the average plan may not provide adequate coverage.
Insurance & Technology June 16, 2004 Anthony O'Donnell	The Hartford Boosts E-Service The company is demonstrating how carriers can improve the claims experience for their policyholders and independent agent business partners with online initiatives.
Investment Advisor October 2009 Marlene Y. Satter	The Multilife Market A new marketing emphasis these days in disability insurance is multilife sales.
Financial Planning December 1, 2010 Scott Schutte	Blindsided I wouldn't be the first to suggest that people with disabilities or special needs require a greater degree of attention-at least when it comes to financial planning for them and their families.
Insurance & Technology May 13, 2005 Wendy Toth	Enhancing Online Tools To streamline benefits administration, UnumProvident expanded its suite of online tools to include a step-by-step disability claim filing guide.
Financial Planning September 1, 2005 M. Michael Babikian	A Delicate Balance For disabled clients, a special needs trust can maximize private sources of funding without jeopardizing public ones.
Registered Rep. August 1, 2005 Janet Arrowood	When a Partner Leaves What many partners should do -- and what any rep with an insurance license can help with -- is to fund a buy/sell agreement with life insurance. Before you can come up with the appropriate insurance solution, it is important to understand the thinking that went into the structuring of the buy/sell agreement.