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The Motley Fool August 8, 2005	3 Critical Kinds of Savings To put your short-term savings into context, think of your finances as a wedding cake. The bottom layer is your long-term savings, short-term savings first appear in the second tier of the cake and the top tier is your rainy-day fund.
The Motley Fool October 7, 2004	Three Tiers of Savings Neglect some important savings plan components at your own risk.
The Motley Fool January 15, 2004	Short-Term Cash FAQs Here are the answers to your questions about short-term savings and cash investments.
The Motley Fool June 4, 2007	Why Short-Term Savings? You've got several options on where to keep your short-term stash. But first, you need to do a bit of financial self-reflection to determine how much short-term savings you need and when you'll need it.
The Motley Fool October 26, 2004	Why You Need Short-Term Savings Though your short-term savings will never rival returns on stocks over the long term, short-term money needs to earn its keep, countering inflation and maybe earning a little more.
The Motley Fool November 8, 2004	Fools Save Half a Billion What could happen if you don't have short-term savings? Avoid these unpleasantries by taking these five steps to establish your own cash cushion.
AskMen.com Terence Channon	Must-Have Long-Term Savings It may seem like some of these financial ventures are much too far in the future to worry about right now, but if you want to reach your financial goals, these must-have long-term savings are the only way to get there.
The Motley Fool March 19, 2004 Dayana Yochim	Manage Your Money Mayhem What's good for your closet is good for your finances.
The Motley Fool February 25, 2004 Selena Maranjian	30 Billion Reasons to Save Scientists have just given us the luxury of time -- and billions of chances to start saving.
The Motley Fool March 22, 2005 Dayana Yochim	Spring Financial Cleaning Control the pile of financial papers with these five steps Julie Morgenstern outlines in her popular organization book, Organizing From the Inside Out.
The Motley Fool October 4, 2006 Selena Maranjian	Turbocharge Your Savings Shop around and make sure your money is earning as much as it can.
The Motley Fool March 30, 2004	Why Short-Term Savings? Fail to save for the near term at your own risk.
The Motley Fool June 15, 2004 Selena Maranjian	Hooray for Rising Interest Rates There's an upside to rising interest rates. Higher rates may be bad for borrowers, but they're good for lenders, which is what you are when you park your money in a bank account.
The Motley Fool March 1, 2007 Mary Dalrymple	Urgent! Emergency! How long could your emergency savings last?
The Motley Fool February 3, 2004	Save Like a Fool Add some balance to your spending-saving seesaw.
The Motley Fool December 27, 2006 Selena Maranjian	Short-Term Money Doesn't Have to Earn Peanuts A savings account isn't the only option for money you might be needing soon.
The Motley Fool January 6, 2005 Dayana Yochim	Heal Your Financial Hangover Sweep up the last year's financial loose ends, and head off next year's filing disasters.
The Motley Fool March 19, 2007 Mary Dalrymple	Is Your Emergency Fund Too Big? Here are some signs that it might be time to put your money to other uses.
The Motley Fool July 9, 2004	The Stock Market Is Risky Learn to take fewer chances when you invest.
The Motley Fool December 1, 2005	Think Thrice Before Dividing in Thirds Portfolio allocations don't come in one-size-fits-all. A more sensible approach is to consider investment timeframes and, of course, what you can tolerate in terms of market volatility.
The Motley Fool April 13, 2004 Selena Maranjian	Teens Smartening Up, Financially They still have a lot to learn, but they're making progress.
The Motley Fool April 20, 2004 Dayana Yochim	How to Spend a Bundle The author shares tips on preparing for big purchases and softening their impact on your day-to-day finances.
The Motley Fool February 2, 2007 Mary Dalrymple	Our Savings Rate Is Abysmal The national rate's in the red. How are your savings statistics? If you're not shunting at least a little of your discretionary income into short-term savings or long-term savings, you might be setting yourself up for trouble down the road.
The Motley Fool April 27, 2006 Selena Maranjian	Small Percentages Matter Why bother focusing on your savings or checking account, when it just pays a relative pittance? Because that pittance can add up, that's why.
The Motley Fool November 1, 2006 Hope Nelson-Pope	Cash Under the Mattress Eschew your mattress, your attic, and your piggy bank as your savings vehicles of choice and plunk your money into higher-yielding vehicles instead. Don't let your hard-earned cash wilt on the vine.
The Motley Fool December 23, 2005 Dayana Yochim	Give the Gift of Organization Nothing screams "Tedium! Dread! Avoidance!" louder than financial paperwork. Consider the five steps author Julie Morgenstern outlines in her popular organization book, Organizing From the Inside Out. Her advice can be easily tailored to help people corral financial clutter, too.
The Motley Fool January 23, 2004	How Much Should You Save? Depends if you're single, scared, or have a significant other.
The Motley Fool October 1, 2007 Rich Duprey	A Savings Plan Gone Simple Being realistic about savings can get you further along the road to sound financial freedom.
The Motley Fool January 22, 2004 Selena Maranjian	10 Money Tips for Women Women's financial needs are a little different from those of men, since women tend to earn less and live longer. Don't let yourself become one of the too many women (and men!) who neglect to plan for their financial futures. Here are some tips to help you on your way.
The Motley Fool August 30, 2007 John Rosevear	Start Saving Now Does the prospect of saving for an emergency fund or for retirement seem too overwhelming? Then start smaller. Save for a tangible near-term goal, and commit yourself to paying off credit cards each month.
The Motley Fool March 21, 2007 Mary Dalrymple	Get Inspired to Save Harness life's big events to boost your savings.
The Motley Fool March 9, 2004 Selena Maranjian	Join the (Money) Club! Money clubs can help you get your financial house in order.
The Motley Fool June 29, 2007 Elizabeth Brokamp	Workout No. 2: Coping With Cash Crunches Here are some top tips for helping you prepare for life's financial curveballs.
The Family Room Gary Foreman	Pay Yourself First? Some months I can save some money and some I can't. I have heard the saying "always pay yourself first". When I do that it seems that I have to withdraw that money later on in the month to pay the bills. So how does this actually work? Should I always pay myself first?
The Motley Fool May 7, 2004	How to Invest for College As your kids get older, you may be wondering what you should invest your savings for their college education in -- stocks, for example, or bonds? One size doesn't fit all when it comes to college savings.
The Motley Fool February 16, 2007 Matt Koppenheffer	A Savings Triple Play Making sure you have enough stashed away for all of life's adventures can be as easy as one, two, three.
The Motley Fool February 9, 2005	Money Market Funds, Explained They're not exciting, but you may need them. They're generally ill-suited for long-term savings, but they're great for short-term investments, such as for money you'll need in the near future.
Financial Advisor November 2003 J. Michael Martin	Dear Paul... Providing advice on financial basics for clients' adult children
The Motley Fool November 16, 2006 Mary Dalrymple	Inflate Your Savings Don't let time eat away at your cash stash.
The Motley Fool February 12, 2007 Mary Dalrymple	I Love Online Savings An easily accessible, high-yielding, online savings account is just the thing to warm your heart.
The Motley Fool November 3, 2006 Mary Dalrymple	Plunk Down a Pile of Cash Here are the questions to ask before parking your savings somewhere.
The Motley Fool December 15, 2005	Do You Really Need an Emergency Fund? Don't rely on conventional wisdom to protect yourself. Here's how to determine how much you need to save to live on.
The Motley Fool July 7, 2005 David Braze	Your Retirement Safety Cushion How can you protect your retirement from a bear market?
The Motley Fool January 28, 2005 Dayana Yochim	Pack a Suitcase for Your Future With a rough idea of what the future will cost, you can do some back-of-the-envelope accounting to see how far your current savings will take you.
The Motley Fool April 20, 2007 Dan Caplinger	Double Your Pleasure Combing through your budget to find expenses you can cut back on may not sound as interesting as researching the latest hot company. Yet the payoff you get from finding ways to cut your expenses can dwarf even the most lucrative stock pick.
The Motley Fool September 29, 2004	You Really Need an Emergency Fund Don't get caught with a sudden need for cash.
The Motley Fool August 24, 2005 Dayana Yochim	Where to Park Cash What investments lie between your wallet and your brokerage account? Plenty. Your tolerance for risk and your time horizon are the two main factors when deciding where to park your money. Here are some general guidelines.
The Motley Fool February 13, 2007 Mary Dalrymple	Automatic College Savings What kind of educational benefits do you get at work? An automatic 529 payroll deduction could be as helpful as an automatic retirement savings program, like a 401(k).
The Motley Fool July 27, 2004 Dayana Yochim	Are Your Dollars Dragging? Don't let inflation erode your lifetime savings. Calculate your future spending money.
The Motley Fool May 23, 2007 Dan Caplinger	Save More, Rich or Poor Think a larger income means larger savings? Think again. It all comes down to spending less than you make.