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National Real Estate Investor September 1, 2006 Matt Hudgins |
HUD Raises Hackles on the Hill New rules slated to take effect on Oct. 1 will effectively reduce borrowers' leverage on most multifamily and health care loans backed by the FHA. Unless rescinded by HUD, the regulations will increase annual mortgage insurance premiums by 71%. |
National Real Estate Investor February 4, 2003 Parke Chapman |
MBA: Commercial mortgage originations up 5% A survey of mortgage bankers conducted by the Mortgage Bankers Association of America (MBA) reports that mortgage originations were up over 5% for 2002. |
National Real Estate Investor June 1, 2005 Parke Chapman |
Reforming Fannie and Freddie Given the accounting scandals at both Fannie Mae and Freddie Mac, it's no great shock that the two companies are bracing for increased regulatory oversight. The question for players in the multi-family real estate industry is whether the reforms will cramp their style. |
National Real Estate Investor February 4, 2004 From staff reports |
Commercial and Multifamily Originations Set Record in '03 Commercial and multifamily mortgage loan originations set a record during 2003, according to the Mortgage Bankers Association. The $116 billion in loan originations reported for 2003 were up by more than one-third from the $86.4 billion reported in 2002. |
National Real Estate Investor February 4, 2004 From staff reports |
GMAC Tops Annual List of Loan Servicers With $213.7 billion in master and primary servicing, GMAC Commercial Holding Corp. tops the Mortgage Bankers Association's annual ranking of multifamily and commercial loan servicers at the end of 2003. |
BusinessWeek November 1, 2004 Peter Coy |
When Home Buying by the Poor Backfires The steady push of homeownership to lower and lower income groups by government initiatives, while positive in many ways, is not an unadulterated good. For many families, a house can be a bad investment. |
The Motley Fool April 3, 2007 S.J. Caplan |
New Rules Coming for Fannie and Freddie The House passes a bill creating a new regulator for Fannie Mae and Freddie Mac. There's no doubt that accounting irregularities have to be cleaned up and confidence restored, but an increase in long-term capital requirements would be unnecessary and harmful. |
The Motley Fool November 23, 2010 Morgan Housel |
2 Huge Misconceptions About Killing the Mortgage Interest Deduction It's hard to have a rational discussion about closing the deficit without considering tax reform. And one of the most effective ways to reform the tax code is eliminating the ability to write off mortgage interest. |
Commercial Investment Real Estate Jul/Aug 2003 Hunter L. Johnson |
New Funding for Affordable Housing Encourages Public/Private Partnerships Commercial real estate developers should stay abreast of affordable-housing activities in their markets as the number of opportunities for public/private partnerships for these projects continues to grow. |
OCC Bulletin June 17, 2002 |
Homeownership Counseling As a result of amendments to the National Housing Act, all creditors must provide notice of the availability of homeownership counseling to certain first-time mortgage loan applicants and to certain homeowners who are delinquent on their home loans. |
U.S. Banker April 2008 Joseph Rosta |
GSE Loan-Limit Hikes Are A Band-Aid, Not a Cure Some analysts believe the GSEs will be unable to fulfill the intent of the stimulus measure. |
Commercial Investment Real Estate Mar/Apr 2009 Mark Dellonte |
FHA Facts In today's tight credit market, multifamily owners and developers are challenged with finding financing. In such turbulent times, the Federal Housing Administration loan programs serve as good, reliable sources of capital. |
Real Estate Portfolio July 2000 Lynn Novelli |
Still Affordable? The affordable housing market could become too expensive for REITs and REOCs |
The Motley Fool February 28, 2011 Dan Caplinger |
Why Getting a Mortgage Will Never Be the Same Lots of changes are happening to the mortgage market. |
Bank Systems & Technology February 10, 2004 Ivan Schneider |
RESPA Reform Skeptics Await "Two-Package Proposal" Segments of the mortgage industry lambast HUD over potentially earthshaking changes in settlement. |
BusinessWeek January 17, 2005 Cooper & Madigan |
U.S.: The Walls Won't Come Tumbling Down Mortgage rates in 2005 will remain low enough to keep housing affordable. |
BusinessWeek July 19, 2004 Coy & Miller |
Is A Housing Bubble About To Burst? As rising rates in the U.S. send mortgage payments higher, demand may cool. |
Commercial Investment Real Estate May/Jun 2011 Nick Silbergeld |
Separation Anxiety Does splitting Fannie and Freddie's platforms make sense? |
National Real Estate Investor February 1, 2005 Matt Valley |
Borrower Trends Survey Yields Surprising Results Twenty-years from now, when commercial real estate lenders reflect on today's financing climate, they will likely describe it as a golden era punctuated by a never-ending supply of cheap debt and high transaction volume. |
National Real Estate Investor March 1, 2003 H. Lee Murphy |
A New Era For Affordable Housing The competition for affordable housing tax credits and related incentives is as intense as ever among developers. Project sponsors are searching for ways to stand apart from the mainstream: The gray, boxy apartment towers of yesteryear are giving way to eye-catching mixed-use facilities |
Commercial Investment Real Estate Jan/Feb 2004 Sara Drummond |
The Affordability Question Commercial real estate pros find local answers to low-income housing challenges. |
AskMen.com Ryan Ortega |
Can I Afford: A House? There are three important tests that will help you determine whether you can really afford a house: the housing ratio, debt obligation ratio and down payment percentage. |
The Motley Fool April 21, 2010 Dan Caplinger |
Is the Housing ATM Reopening? Many seniors will be glad to hear what a number of lending institutions are saying about reverse mortgages. They are getting less expensive. |
BusinessWeek July 2, 2007 James Mehring |
Home Sales: Optimism May Be Misplaced But there are reasons to be skeptical about the latest mortgage activity figures while other housing data show no signs of improvement. |
National Real Estate Investor May 1, 2005 Mark Obrinsky |
Beware of Volatile Housing Prices House prices have shown a past tendency to overshoot the mark, both up and down. Thus, while some bullish analysts expect appreciation to return to more typical levels --- about 4% annually --- many more expect some sort of catch-up. |
National Real Estate Investor June 5, 2003 Parke Chapman |
New Renters May Be a Long Time Coming, Says Torto Wheaton Report Assuming the economy is improving and interest rates are about to increase, does it follow that owners of multifamily properties will soon be inundated with new tenants? Not likely, says a new report from Torto Wheaton's multifamily economist Gleb Nechayev. |
BusinessWeek August 21, 2006 James Mehring |
Why Housing Looks A Little Rickety Recent data indicate further weakening in the housing market is yet to come. |
National Real Estate Investor October 29, 2002 |
MBA: 2003 originations expected to reach $1.77 trillion Expect modest increases in mortgage rates over the next 18 months, which will slow originations to near $1.77 trillion, advises the Mortgage Bankers Association of America (MBA) in its annual economic forecast. |
The Motley Fool December 12, 2007 Dan Caplinger |
Early Christmas for Mortgage Borrowers There's some good news on the mortgage front for a change. Lending has not come to a grinding halt. In fact, for those who have good credit and qualify for standard fixed-rate loans, mortgages have actually gotten more affordable. |
HBS Working Knowledge November 12, 2014 Retsinas & Couch |
A Challenge to the New Congress: Pass Housing Finance Reform It is time for Congress to recommit itself to drafting legislation that will transform housing finance for the twenty-first century. |
U.S. Banker May 2003 John Engen |
Out of Step They're exempt from state and local taxes and from registering most securities with the SEC. They have sharply lower capital requirements. Combined, these factors give Fannie Mae and Freddie Mac a gargantuan advantage in the market. Their "mission creep" has most bankers seeing red. |
U.S. Banker February 2006 |
Dwelling on the U.S.'s Affordable-Housing Crisis The housing boom of the last 13 years has lulled many people into a false sense of stability. Look past the numbers and one can easily find evidence of a housing crisis-and it increasingly involves the Everyman. The opportunity to address this crisis starts with banks. |
U.S. Banker July 2002 Mark Fogarty |
Girl Power Women are doing it for themselves: More in the workforce, more heading households, and more in the market. And yes, they'll buy a house. Banks like Union Planters of Memphis and Citibank are looking to expand their mortgage volumes by closing a gender gap widening among homeowners. |
BusinessWeek July 14, 2003 Cooper & Madigan |
U.S.: The Skittish Bond Market Won't Shake Housing -- for Now Rates must rise more than a point to hurt. But it's another story for refis. |
National Real Estate Investor February 1, 2006 Jamie Woodwell |
Why Quality Research Is Critical There has been a lot said about the commercial real estate/multifamily finance industry's increased acceptance as an asset class, and much of that acceptance has to do with the industry's accomplishments in capturing and using statistical information. |
The Motley Fool September 4, 2007 Seth Jayson |
Desperate Realtors Applaud Bailout The National Association of Realtors likes the idea of a subprime bailout. Big surprise. |
The Motley Fool March 5, 2007 Dan Caplinger |
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt. |
The Motley Fool June 15, 2007 David Lee Smith |
7 States With Delinquency Problems The Mortgage Bankers Association guides us to where housing problems are the most severe. Clearly, housing's widespread overall recovery isn't imminent. |
The Motley Fool December 10, 2009 Morgan Housel |
The New Subprime Lender Please meet the FHA. |
Commercial Investment Real Estate Sep/Oct 2007 Carolyn Chapin |
Affordable-Housing Awareness Increasing demand and rising costs pose challenges in this specialized sector. |
Commercial Investment Real Estate Mar/Apr 2003 Roxanna Guilford-Blake |
A Maturing Market Seniors housing struggles to find balance before the boom. |
Financial Advisor November 2011 Gail Liberman |
Hope For Retirees? Reverse mortgages are still being criticized for their complexity and high fees, but demand is rising and some advisors see advantages. |
Reason August 2002 Mike Lynch |
Building Crisis That housing prices have held up in the midst of the stock market downturn is considered a blessing by many economists -- and by the nearly seven in 10 families that own their homes. But it's a cause of concern for local pols and academics who worry for a living. |
BusinessWeek October 13, 2003 Cooper & Madigan |
U.S. Housing: Still Solid, but Creaking a Little Key first-time homebuyers look at steeper prices and mortgage rates. |
Commercial Investment Real Estate May/Jun 2012 Howard W. Smith |
Financing Fundamentals These 5 tips help borrowers open the door to the right lender. |
National Real Estate Investor May 1, 2007 Doug Bibby |
A Stubborn Affordable Housing Problem While there has never been a better time to be an apartment professional or investor, there has never been a more important time to be an advocate for the creation of more affordable housing. |
U.S. Banker July 2010 |
Mandatory Education To prevent future stress in the housing market at the levels we see now, financial education should be required of anyone who receives a mortgage. |
The Motley Fool January 14, 2009 Dan Caplinger |
Why the Housing Problem Isn't Going Away Low mortgage rates should be fixing everything. So why aren't they? |
The Motley Fool March 14, 2007 Seth Jayson |
When Mortgage Bankers Squeal Investors, watch out when an industry on the rocks starts whining about potential oversight. Efficient markets do ultimately benefit consumers, but only over the long run. In the short term, they can be brutal, especially to those who bet against them. |
The Motley Fool October 26, 2007 Dan Caplinger |
Don't Cut Off ARMs to Spite Your Face Mortgage products aren't the problem. Borrowers are. Used correctly, option ARMs provide flexibility that can be extremely helpful to borrowers whose cash flow isn't steady and predictable. |